South Texas Federal CU

Over Draft Privilege is not a line of credit. It is a discretionary courtesy extended by South Texas Federal Credit Union and not a right or obligation. The total of the Discretionary Overdraft Privilege (negative) balance, including any and all fees and charges, including all non-sufficient funds/overdraft fees is due and payable upon demand and the Member and each Authorized Signatory will continue to be liable, jointly and severally, for all such amounts, as described in the Deposit Account Agreement and Disclosure.