Spear Consultants
Credit & Debt Services in Raleigh, NC
It is very difficult to obtain a golf course loan in today's uncertain economy. There are only a couple investor groups interested in golf and only a handful of credit firms will consider golf, and even if they do, the Loan to Value is 40 to 60% with high rates over a short period. Public funding with government guarantees is still available. While banks are not interested in conventional golf loans, they are interested in government guarantee loans. Under this kind of program, the government supplies a 90% guarantee and the bank always has 10%
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read moreAn Evaluation determines financial viability and answers the question - is it feasible to buy or build a facility in a given area. Lenders and Bankers want an "outside opinion" from a third party, and our reports do exactly that. Spear Consultants specializes in "public funding" loans which are lower rates and longer terms. We prepare a Feasibility Report that outlines present and future opportunities to determine financial viability for an existing or proposed golf course. Our independent approach adds credence and credibility to the client's efforts, potential investors, and lenders.
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