St Paul Federal Credit Union

read moreOur mission is to attain, foster, and preserve a lifetime relationship with individual members, staff and stakeholders by implementing innovative technology and financial security. We passionately deliver professional, personal service and equitable financial solutions that will educate, encourage and support the growth of those relationships. Through boundless innovation and by revolutionizing the relevant connection to people in order to educate and serve, we will provide everyone a path to the American Dream.

read moreEnjoy higher dividend rates, while still having the access and convenience of a regular savings account with a Capital Investment Account from St. Paul Federal Credit Union. Open a St. Paul Federal Money Market Account with a $2,500 minimum deposit and start earning better interest on your savings.

read moreA certificate from St. Paul Federal Credit Union provides an excellent way to watch your savings grow. A St. Paul Federal Credit Union certificate, like a St. Paul Federal savings account, is federally insured to at least $250,000 by the National Credit Union Administration (NCUA). Unlike a savings account, a St. Paul Federal Credit Union certificate has a specific, fixed rate of return and a fixed period of time until maturity. Penalties are applied if the certificate is redeemed before the date of maturity.

read moreWe've replaced our internet and mobile banking services with our new eBanking and mBanking services. Our eBanking and mBanking services now share the same user credentials so no matter where you are or what device you're using, you can access the same familiar features. To make your transition to eBanking and mBanking as smooth as possible, we have developed this support page for our new services. Our eBanking upgrade requires you to take important steps to ensure the smooth transition of your Quicken data.

read moreWhether you are traveling, monitoring college expenses, making online purchases, or recovering from previous credit card debts, prepaid debit cards offer a convenient and safe way for you to manage your purchases. Prepaid debit cards rely on funds that have already been deposited so they do not require credit checks or verification of employment. Most purchases that can be made with a traditional credit card-online, in person, over the phone, and more-can also be made with a prepaid debit card.

read moreRecognizing the need for higher education financing for its members, St. Paul Federal Credit Union offers Private Student Loans and Private Student Loan Consolidations. With college enrollment at an all-time high and the cost of tuition escalating, St. Paul Federal's Private Student Loan can assist students and families when federal options are exhausted. Our Private Student Loan can help pay for all qualified education expenses including tuition, room and board, books and computers. The Private Student Loan also includes an in-school payment feature that helps students learn responsible repayment habits and build their credit scores.

read moreWhen you're in the market for a special purpose loan, St. Paul Federal Credit Union offers a wide variety of consumer loans designed to meet your financial needs.

read moreSt. Paul Federal Credit Union offers Simply Checking, an interest-bearing checking account with no minimum balance requirements. Bonus Rate of up to 4.99% APR will be paid on balances up to $20,000 as long as cycle requirements are met. Balances above the qualified tiers will be paid the default current rate of your respective checking account (Capital Checking account pays no dividends). If requirements are not met during statement cycle, account will function as your default checking account and earn the stated default APY.