Stafford & Co Insurance
Insurance Company in Fall River, MA
As your local Independent Insurance Agent, Stafford & Co offers competitive products from numerous 'A' rated insurance firms to finest suit your insurance requirements. Our expert licensed team will assist you design a program that finest protects your financial profile, bringing you the finest value. Our goal is to exceed the service expectations of our customers. By adding value and an expert relationship to the insurance policies we provide you, we aim to gain your business every day. We've been doing just that since 1881.
read moreStafford & Co Insurance has been a member of our community since 1881. Over those many generations we have considered it our obligation, and our honor, to serve the needs of many charitable and community based organizations.
read moreIn the event of a claim please immediately address any injuries or danger with first responders. For damage to your property you are permitted to incur expenses to protect the property from further damage, such as water clean-up and emergency restoration. For a first report of a claim or accident you can reach us at (800) 491-5347 during regular business hours. To further assist you, the following ccompanies have 24-hour direct claim reporting services available. Prior to calling, please have your policy number and claim details available for the handler.
Personal Umbrella Insurance
read moreWhen a major lawsuit strikes, are you adequately protected? The liability limits of your personal auto and homeowners insurance can typically be limited to $250,000-$500,000 per occurrence or per person (injured). But what if you face a $1 million judgment in a courtroom after a terrible accident? That is where an umbrella liability policy fits into your overall financial protection. For as little $20 a month you can have the peace of mind of a personal umbrella policy, which provides a minimum of $1 million in protection above and beyond the limits of your home and auto liability limits.
read moreThe death benefit is normally passed to your beneficiary income-tax free and can be used to cover funeral expenses, repay debt, cover education costs, pay estate taxes or any other expenses your beneficiaries might incur. Life insurance may also be used to help ensure that a family business will pass to your intended heirs. There are also other living benefits available with some life insurance plans which you can take advantage of during your lifetime. A: Rough "rules of thumb" suggest an amount of life insurance equal to 6 to 8 times annual earnings.
read moreThe only way to protect your investment from the catastrophic damage caused by flooding is to purchase flood insurance from the government-backed National Flood Insurance Program (NFIP) or a private market option such as Lloyds of London. Our staff of highly trained insurance professionals is up to date on the latest issues in the world of flood insurance including flood map changes being instituted nationally, as well as the impact of Biggert-Waters 2012 (BW-12) and the Homeowner Flood Insurance Affordability Act of 2014.