Stalter Legal Service
Funeral Services in Overland Park, KS
The next round of legislative proposals have been posted to the State Board of Embalmers and Funeral Directors website. At the top of the list is whether the trusting requirement should be raised from 85% to 100% The proponent believes this will enhance consumer protections. He is not alone. The Illinois Legislature heard the same from Rep. Dan Brady last year. And, the Funeral Consumers Alliance has been advocating the same position for years. But, does this requirement truly enhance consumer protection
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About Us
read moreWilliam Stalter is the founder of Stalter Legal Services and the Preneed Resource Company. Bill focuses his law practice on preneed and death care compliance, serving banks, funeral homes, crematories, and cemeteries. He has written multiple published articles on the subject of preneed and is a member of The International Cemetery, Cremation Funeral Association.
Preneed Development
read moreFor consumers who need installments to pay for their preneed arrangement, funeral directors report that the $100 monthly payment is the comfort threshold for most individuals. For a widow planning her own funeral, the $100 monthly payment will require an installment term of six years or longer. If the widow needs to also cover an. In a prior post, we used Allan Sloan's article on the Treasury bond market to discuss the impact on preneed insurers and their funeral home clients. The Treasury market has forced preneed insurers to lower their policy returns, which has a direct impact on the profitability of funeral homes.
Cemeteries
read moreIn our prior post, we recommended that the Evergreen Cemetery Association explore the Minnesota trust code provisions regarding the trustee's power to adjust (501C.1112). This is something other "excluded" cemeteries should also consider. By excluded, we mean cemeteries owned by associations, churches, cities or counties that are typically excluded from regulation of. The Funeral Director Daily recently wrote about the Evergreen Cemetery Association in Brainerd, Minnesota. Like so many cemeteries, Evergreen is running a deficit and its board is worried about the future.
Funeral
read moreLast week we posted the Federal Trade Commission's Active Supervision Guidelines for industry boards. The Guidelines set some substantial standards for the independent state agency or attorney general that provides supervision over an industry board. When that agency or attorney fails to satisfy the supervision requirements, the industry members are exposed to personal liability when. In this past week's Memorial Business Journal, the NFDA's general counsel offered insight on the FTC's guidelines to state supervision of industry regulatory boards.
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