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read moreIn chapter 13 bankruptcy you can keep your property while repaying a percentage of your debts over several years. Whereas in chapter 7 bankruptcy non-exempt property is sold to repay creditors in exchange for a discharge, chapter 13 bankruptcy entails a different trade-off. In exchange for being able to keep your property (including nonexempt property) you will commit to a repayment plan. Generally, you must commit your disposable income to the repayment plan for three to five years. Once you have completed the repayment plan any remaining unsecured debts will be discharged (if they are eligible for discharge).

read moreChapter 7 bankruptcy can erase your unsecured debt. Many people turn to chapter 7 bankruptcy to eliminate credit card debt, medical bills, and personal loans. Chapter 7 bankruptcy can also erase repossession debt and certain judgments. Furthermore, old income tax debts can be discharged in chapter 7 under certain circumstances. However, not everyone is eligible for chapter 7 bankruptcy. If your current monthly income is too high and you cannot pass the means test you cannot file chapter 7 bankruptcy.

read moreSacramento Law Group LLP is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. Our services, benefits and assistance may involve and are with respect to bankruptcy relief under Title 11 of the United States Code. Adam Garcia is responsible for this communication. Consequently, the above fee is only a sample fee (not a specific or guaranteed fee) and is subject to change at any time due to the necessity of charging more for complex cases. The sample chapter 7 fee represents the typical fee for a simple no-asset chapter 7 case.

read moreThere are approximately 170 searches on Google per month for the term "cheap bankruptcy attorney." Given that most people contemplating bankruptcy are in financial distress, the number of people searching for a cheap bankruptcy attorney should not be surprising. However, despite the economic realities that force people to file for bankruptcy and shop for attorneys based upon price, the wisdom of hiring a cheap bankruptcy attorney deserves a second look. Bankruptcy has the potential to discharge crushing debt and restore your financial welfare.