Texas Tech Credit Union

read moreCredit unions are owned and operated by their members, rather than by stockholders like a bank. As not-for-profit institutions, credit unions offer higher interest rates on savings accounts and CDs, and lower interest rates on loans and credit cards than most traditional banks. Joining is easy, and there are many member benefits and perks. We are honored to be the sponsor of Raider Red, Texas Tech University's beloved mascot. Our program support provides scholarship funds for Raider Red participants, as well as operational funding for costumes, supplies, travel, marketing needs and more.

read moreTake advantage of our low fixed rates and affordable payments to get the loan that's right for you. A personal loan can help you get into a new apartment, fund a trip during your next break, or pay off pressing debt. Now's the time to build up credit or make up for past mistakes. Savings Secured Loans are our most affordable way to borrow while your savings stay intact. Your collateral is the amount you already have deposited with us in a savings or certificate account. Perfect for people having a hard time getting traditional loans or who want to start building credit.

read moreKasasa Saver is a free savings account that links to your free Kasasa Cash Back checking account. When your Kasasa Cash Back checking account earns rewards, your Kasasa Saver account earns rewards too! See qualification methods below.* The Regular Share savings account is required to be opened by all members. The funds deposited in these accounts represent the shares held by the members in the credit union. This account requires a minimum of $5 to be deposited at all times. Dividends are paid at the prevailing rate disclosed on the credit union's most recent rate sheet.

read moreProtect yourself from unforeseen events, including loss of life, unexpected disability, and loss of employment. CL&D insurance will pay the remaining balance on your loan. Don't pay out of pocket for hitting a pothole or cracking your windshield. Multishield Protection includes tire and wheel coverage, dent and door dings, and 24/7 roadside assistance.

read moreReceive exclusive cash back offers from the stores where you shop. Use your TTCU debit card at participating retailers and get awesome rewards deposited into your account at the end of each month.

read moreOur experts have seen it all, and are here to guide you through the home-buying process one easy step at a time. We have an in-house mortgage program for buying and refinancing, so you can deal with people you know and trust. The online application process is easy. With a wide range of terms and options to choose from, we'll help find the loan that's right for you. A home equity loan lets you borrow up to 80% of your home's value, minus what you owe on your mortgage*. With competitive fixed or variable interest rates, borrowing couldn't be easier.

read moreWith free, 24/7 online banking, money management revolves around your schedule. Simply go online to view up-to-the-minute balances, make transfers, pay bills - even apply for loans and view eStatements. It's fast, free, and secure. Not enrolled in Online Banking? Get started now.