TQM Wealth Partners
Financial Services in Marblehead, MA
Total CarePeople do not care how much you know until they know how much you care. Our years of experience and proven results are second only to the care and love for our clients and the work that we do for them. This belief is one of the fundamental pillars upon which we stand, holding up the arch under which our clients thrive.
Total Quality
Quality over quantity has been the adage echoing throughout history. Why? We believe it is because quality is attained through virtues of undeterred devotion and loyalty; a trait that has set us apart from the very beginning for the sole benefit of our clients.
Highlights & Specialties
- Financial planning
- Investment Management
- Business Planning
- Financial Counseling
- Family Wealth Program
- Wealth and Special Needs Planning
Social Profiles
Contact Details
Products & Services
Financial planning
read moreFinancial planning is integral to life planning. Where financial tools are honed and managed, life is capitalized, and aspirations, maximized. Our mission is driven by the belief that when security and serenity surround ones financial life, peace of mind and an increased sense of purpose follow.
Investment Management
read moreCapital is a measurement tool encompassing all forms of leverage, including life itself. With our team of financial experts and strategists, we create asset dedicated portfolio tailored to each clients wealth plan.
Business Planning
read moreOur services have allowed our entrepreneur and c-suite executive clients to focus and build their business while we focus on the other side of the coin. Our roles range from protecting their business assets to creating exit strategies. From informal and formal business valuations to reviewing key employee insurance and buy-sell agreements, we are able to cater all of the solutions successful business owners need to protect and maximize the value of their hard work.
Key People
Marcel V. Quiroga
Founder And CEOread moreMarcel V. Quiroga founded TQM Wealth Partners in early 2016 with the purpose of providing objective advice through comprehensive financial and legacy planning to clients who value a more personable and human approach to independent advice. TQM was built for people who seek a boutique wealth management firm with large capabilities. In her role as CEO of the firm, Marcel provides strategic leadership for the team to provide their services with a total quality management approach. As a Retirement Management Advisor (RMA) and financial advisor, her primary focus is on advanced planning to help clients protect, grow and transfer their wealth in ways that help them meet their goals efficiently and that reflect their personal and family values.
There are many things Marcel likes about being on the TQM team. What she likes most, however, is spending time with clients, getting to know them and their families, and working to have a positive impact in their lives. After all, making a difference in the lives of others is what drives Marcel and the company.
There are many things Marcel likes about being on the TQM team. What she likes most, however, is spending time with clients, getting to know them and their families, and working to have a positive impact in their lives. After all, making a difference in the lives of others is what drives Marcel and the company.
Miguel A. Rios, MIB
Wealth Adviserread moreMiguel joined TQM in 2020 as a Business Development Manager and currently serves as a Wealth Adviser. In this role, he assesses clients overall financial picture, understanding their needs and developing a comprehensive plan for financial independence and legacy building. His focus is to guide clients to make profitable and secure financial decisions that are in their best interest. In doing so, Miguel cultivates strong client relationships.
There are many things Miguel likes about being on the TQM team. What he enjoys most, however, is building relationships with clients so they can count on a customized and dynamic comprehensive plan built to protect and grow their wealth within the framework of their personal objectives and dreams. Miguel believes that earning a clients trust is one of the most valuable assets in the financial planning industry. That is why he is dedicated to collaborating with clients and the TQM team to provide high-quality work.
There are many things Miguel likes about being on the TQM team. What he enjoys most, however, is building relationships with clients so they can count on a customized and dynamic comprehensive plan built to protect and grow their wealth within the framework of their personal objectives and dreams. Miguel believes that earning a clients trust is one of the most valuable assets in the financial planning industry. That is why he is dedicated to collaborating with clients and the TQM team to provide high-quality work.
Jordi A. Bakovic
Operations Managerread moreJordi joined TQM Wealth Partners in 2017 as our Operations Manager. He supports our partnerships with clients in a variety of ways, including helping meet client services needs and building financial plans. In addition to handling day to day business operations, Jordi also provides operational strategic insights for our compliance and technology solutions, and he handles our partnerships with vendors and service providers. All partnerships are inter-related with the goal of creating efficiencies at TQM, where the focus is on quality for the benefit of our clients.
There are many things Jordi likes about being on the TQM team. What he likes most, however, is the opportunity to learn and grow as it relates to the industry. In that regard, the processes that Jordi implements through our partnerships with our service providers strengthens our fiduciary role as an RIA, as well as our cybersecurity, and management of client assets. The integrations in the office through Jordis work behind the scenes supports clients and the TQM financial advisers to develop a financial independence plan that is unique to each individual or household as they address their needs and attain their goals.
There are many things Jordi likes about being on the TQM team. What he likes most, however, is the opportunity to learn and grow as it relates to the industry. In that regard, the processes that Jordi implements through our partnerships with our service providers strengthens our fiduciary role as an RIA, as well as our cybersecurity, and management of client assets. The integrations in the office through Jordis work behind the scenes supports clients and the TQM financial advisers to develop a financial independence plan that is unique to each individual or household as they address their needs and attain their goals.