UNIVERSAL MORTGAGE & SALES

JSA Appraisals is a complete service Real Estate Appraisal firm specializing in the valuation of domestic properties in Santa Cruz, Monterey, Santa Clara, San Benito and San Mateo Counties. The firm is run and run by Stephen Schwartz, a Scotts Valley resident for over thirty five years. Stephen's experience of the distinctiveness of real estate in the Bay Area and Central Coast is a valuable asset to help residents with their property valuations. JSA Appraisals focuses on customer service while utilizing technology to supply customers best quality and short turn-around times.