Vawter Real Estate

read morePurchasing a home is probably the single biggest investment you will ever make. Before closing on the house, you'll want to know that no other individual or entity has a right, lien or claim to the property. For a modest, one-time title insurance premium, you will receive continuous title insurance protection in an amount equal to the purchase price of the property or its current market value. This premium typically includes your "owners" policy as well as the "lenders" policy. One of the marked advantages of title insurance is that prior to a policy being issued, the title insurance company completes extensive research into relevant public records, maps and documents to trace ownership of the property and determine if anyone other than you has an interest in the property.

read moreTypically when an offer to purchase a house is made, you, as the buyer, will also pay an "earnest money" deposit. This deposit shows the seller that you're serious about the offer to purchase the property. The amount of earnest money deposit varies based on the type of property being purchased and local market conditions. As your real estate professional, I'll help you determine the appropriate amount to pay as an earnest money deposit. The sales contract will dictate who holds the earnest money.

read moreWhether you are buying or selling a home, you should have a professional home inspection performed. If you are buying a home, you need to know exactly what you are getting. A home inspection, performed by a professional home inspector, will reveal any hidden problems with the home so that they may be addressed BEFORE the deal is closed. You should require an inspection at the time you make a formal offer. Make sure the contract has an inspection contingency. Then, hire your own inspector and pay close attention to the inspection report.

read moreWhen buying a home, applying for the mortgage loan is a exasperating event for many people, but it doesn't have to be. I'm well-connected with several lending companies in Norman, and they've helped me recognize a few things that will make the loan application process pretty simple. If you don't entirely realize the ins and outs of all the different programs, be sure to bring a list of questions with you. I or one of my trusted lenders can assist you with understanding the advantages and disadvantages of each one, because it is hard to understand the distinctions between fixed and adjustable rate mortgages.

read moreWhen considering lenders, factor in the level of service they will provide throughout the loan process. I'll be glad to provide a list of lenders who have successfully helped clients in the past. I also suggest that you ask friends and family in the area for their recommendations. The same care and consideration you give to finding the right house should be applied to your search for the right mortgage lender. For most home-buyers a major determining factor in selecting a lender is the cost of the mortgage loan.

read moreA number of factors determine the price range of homes you'll want to preview - one of these factors is loan pre-qualification. With our knowledge of the mortgage market, I'll help you make an informed decision as to the type of loan you'll want. There are many different types of loans to consider - FHA, VA, Conventional and even Bad Credit Loans. We'll find the best loan for your situation.

read moreFor most families, choosing a new home is the biggest financial decision they will ever make. There are many complicated decisions involved in choosing your new home. To protect your interests and assure that you make the best possible decisions, it's important that you have an agency on your side who is an expert in the local real estate market. As your agency, our focus is on getting you the best possible home at the best possible price. We will work hard not only in finding you potential new homes to see, but also in keeping you informed of everything that takes place.

read moreVawter Real Estate, Inc. was established by Sallie Vawter in January 2002. Sallie began her Norman real estate career in 1990. After many successful years with other real estate firms, Sallie decided to venture out and create an office of her own that would embody her own style of professionalism and customer service that brought her much success over her career. Our real estate firm boasts an elite group of Realtors: Sallie Vawter, Bobbi Ottis, Dan Johnson, Doug Bergman, Jan Nelson, Vicky Smith, Zachary Stevens & Pat Wilson.