Viriva Community Credit Union

read moreBuying a house is one of the biggest decisions, financially and emotionally, you'll ever make. But that's no reason to shy away from it. Just do your homework and arm yourself with advice from others who've been there - as well as professionals in the field, who've seen it all. You'll be well on your way to a home that's just right for you, your family and your budget. This book will help make the process a little easier. By clicking on continue, you will be leaving the Viriva website. Viriva does not operate nor are we responsible for the content on the linked site.

read moreViriva has been supporting its members' dreams and goals for over 80 years. We are a different kind of financial institution. Owned by you and working for you, we help members take control of their finances. Through truth, direction and guidance, we empower members to reach their dreams, whatever they may be. Chartered in 1936, Viriva has a distinguished legacy of service to members. Today, our credit union continues the tradition of dedication and service, offering a full range of convenient banking services and all of the added benefits of credit union membership.

read moreManage your Viriva account with Automatic Transfers, Direct Deposit or Payroll Deductions! These are the fastest and safest ways to deposit funds into your accounts. You can receive exclusive loan rate savings on a Signature or Vehicle Loan when you elect to have automatic loan repayment through payroll deduction/direct deposit. The added savings cannot be applied until your Direct Deposit is in effect. Prepare for your future borrowing needs and consider starting Direct Deposit now. Once you are ready to borrow, you'll immediately be eligible to receive the added savings.

read moreWhen making a purchase at a retailer, you may be presented with the option to process your purchase as Credit or Debit. While both options will result in funds coming out of your Viriva account, here's why you should save your Debits and choose Credit when possible. Viriva performs daily system maintenance, traditionally between the hours of 11:30 PM EST- 12:30 AM EST, at which time Mastercard Debit Cards are placed offline, thereby limiting the amount you can withdraw at ATMs and the dollar amount of purchases during the maintenance time frame.

read moreWhether you are buying your first home, looking to refinance an existing mortgage or an empty-nester looking to downsize, as your financial partner for life, we've got your mortgage needs covered. Viriva is here to provide you with guidance and peace of mind throughout the process. We have an entire mortgage team dedicated to making sure you are comfortable with your decision. Our team will help you understand your options and uncover the pros and cons of each mortgage program. If you are not ready to purchase in the immediate future but would like to someday, saving for a home purchase takes commitment and sometimes sacrifice.

read moreCredit cards can be a powerful financial tool if used wisely. It can help you establish credit, provide convenience, help you manage your money efficiently, and earn you rewards. We can help you find the right platinum credit card program to fit your interests. Whether you are looking to earn better rewards on your everyday purchases, or establish or rebuild credit, we have the right credit card option for you. Finding the right credit card starts with knowing your goals and how you plan to use the card.