Workers Compensation Insurance

read morePSA is a second and third-generation, family-owned and family-operated independent insurance brokerage. PSA was established in 1979 when our late Founder, Darrell Myers, decided to go into business representing his clients for their insurance needs. Since 1979, PSA has grown to include a professional staff of 14 insurance brokers and an office staff of 6 highly trained assistants. At present, PSA serves the insurance needs of thousands of individuals and businesses throughout the states of California, Arizona, Nevada, Idaho, Texas, and Utah.

read moreErrors & Omissions (E&O) insurance is a form of liability coverage that protects your business from claims of professional negligence. Considering the fact that these cases can be lengthy, the potential cost to the business can sometimes be catastrophic. Even suits with no merit that are filed can damage your business if you're not protected. At PSA Insurance Services, we don't leave you to fend for yourself. We'll help you evaluate your E & O protection on an ongoing basis to make sure you have the right policy at the right price for your particular business needs.

read moreAt PSA Insurance Services, we protect farms and ranches of all types and sizes with different coverage limits and risks depending on the type and size of farm. A farm and ranch policy will protect your farm or ranch for losses to your home or dwelling, farm property and liability risks. If your farm or ranch is a business as well, you may want to consider other additional coverages like loss of income, workers compensation, commercial auto and errors and omissions. The different options and coverages for a farm & ranch policy can be confusing, so having an independent agent is advantageous to explain the details.

read moreWe have put together a website that is designed for mobile users. Our website is mobile responsive so it is designed for a multitude of devices with different screen sizes, automatically adjusting for you. We give you the ability to quickly get access to directions, contact information and claim numbers. We have adapted the design & content to deliver the same comfort and usability to all mobile users. This enables you to have your insurance information with you at all times.

read moreAt PSA Insurance Services, we can offer a wide variety of coverages and options for your boat, jet ski or personal watercraft. Some boats or smaller watercraft may even be covered under your current homeowners policy. The size, type and value of your boat, personal watercraft or jet ski will be part of the determining factors in evaluating your Temecula, California insurance coverage needs. Let one of our experienced agents give you the coverage you need and recommendations to best fit your situation.

read moreDifferent surety needs are met by different classes of surety bonds. PSA Insurance Services has decades of experience servicing contractors and businesses big and small giving us the complete understanding of contracts needed to help your company grow. We deal only with the most trusted sureties, and have a proven record of placing bonds for business owners and contractors new to bonded work to the most difficult bonds for hazardous work to owners with inexperience on larger project and those with financial difficulties.

read morePSA Insurance Services protects farms and ranches of all types and sizes for a broad spectrum of insureds throughout California. To meet this wide variety of insurance needs, we represent all sizes and types of insurance carriers for Agricultural Insurance. We provide complete farm & ranch insurance protection that you can depend on. We have tailor made programs available for small, medium and large farming operations, ag processors, farm machinery contractors and custom harvesters. Because we represent virtually all major Ag Insurers in California, our policies offer many coverage options so you can balance how much risk you're willing to assume with the premium you're willing to pay.

read moreIf you want to lower your monthly premium, or buy more coverage for less money, one way is to carry a higher deductible. A higher deductible also may make sense if you believe that your chances of making a claim are remote enough to warrant assuming extra financial risk. It depends on the type of policy you own. But in general, unless you buy additional coverage, you won't be compensated for losses due to floods, earthquakes, nuclear accidents, wars, intentional damage, and normal wear and tear.