Credit Trauma

You got into an accident by no fault of your own and your car is totaled. Because it's such an old car, it's worth more alive than dead and you can't get enough money out of it to get another one. How are you going to get to work, grocery store, pick up children, etc. Your refrigerator died and all the food is starting to spoil. You hop on over to the nearest appliance store to get a new one and apply for financing. After what seems like hours, the salesperson comes over to you and says that you've been turned down because of your credit. How are you going to manage without a refrigerator