Family First Mortgage

read moreFamily First Mortgage is a Mortgage Banker and Mortgage Broker, serving the state of Louisiana. Our service areas include: Lafayette, Broussard, Carencro, Youngsville, Scott, Breaux Bridge, St. Martinville, New Iberia, Lake Charles, and in all of Louisiana. To Chris Chustz, family is everything, but family for him takes on a wider meaning than most. He is the face of Family First Mortgage, founder and owner since 2004. He lives here in Lafayette with his four children and wife, Angelle; he is proud to call this community home.

read moreOur team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of loan officers can help you find the right loan program at the lowest rate no matter what your needs are.

read moreAll examples are hypothetical for illustrative purposes only. For the most accurate and personalized results, we encourage you to seek advice from one of our qualified financial professionals.

read moreSo for example if your Credit Score is 660, you've been on the job for 2 years as a wage earner, you have enough income to support the housing payment/debts, then you have the 3.5% in the bank or say a family member who wants to gift it to you then yes the process can be smooth. Why are FHA loans less costly than a Conventional mortgage loan? I'm not going to say FHA is less costly, lots of factors go into this, but it can be. What I will say is usually on Conventional Loans borrowers put 5% down although 3% is minimum but certain conditions have to be met.