Mortgage Audit Service

Lending without due regard for repayment ability is prohibited. Lenders can be held liable for the actions of brokers. If your total debt to income ratio is more than 55% you're in a Predatory Loan. Putting into a loan with less favorable terms than they would otherwise qualify for is prohibited and could be considered loan fraud. If you got a loan between the years 2000 to 2007, a mortgage audit is likely to uncover a huge array of errors in your mortgage which will give you the upper hand in negotiating with your mortgage lender.