Business Details
Emergency
services
Trusted Insurance Solutions for Home, Auto & Business
At Hanover Companies, we combine over 170 years of industry experience with a commitment to personalized service and innovative risk management solutions. Founded in 1852, our company has consistently prioritized customer satisfaction, as evidenced by 9 out of 10 customers expressing high levels of satisfaction with their claims experience. Our team of experts works through a network of independent agents to deliver tailored insurance products for individuals and businesses, including home, auto, commercial, and specialty coverages.We emphasize proactive risk prevention through resources like our Hanover Risk Solutions division, which provides tools to minimize business risks across various sectors. Recognized for our strong financial ratings (A ratings from A.M. Best, S&P, and Moody's), we maintain a corporate commitment to sustainability, community engagement, and ethical governance. Our claims process focuses on transparency and efficiency, with dedicated professionals working to restore clients' lives and businesses after unexpected events.
Services
Home Insurance
Auto Insurance
Business Insurance
Cyber Insurance
Workers' Compensation
Umbrella Insurance
Marine Insurance
Professional Liability
Property Insurance
Surety Bonds
Highlights and features
- We have over 170 years of experience in property and casualty insurance.
- Our claims process emphasizes transparency and efficiency with 24/7 support.
- We offer specialized coverage options through a network of independent agents.
- Our risk management resources help prevent losses before they occur.
- We maintain strong financial ratings (A ratings from A.M. Best, S&P, and Moody's).
Associations and certifications
- A.M. Best
- Standard & Poor's
- Moody's
What people say
Excellent claims service
Prompt processing
Competitive rates
Knowledgeable agents
24/7 support
Services
Home Insurance
Our home insurance policies protect against damage to your residence and personal belongings while offering liability coverage. We provide guaranteed replacement cost options and specialized endorsements for high-value homes. With 24/7 claims support and a focus on rapid resolution, our service ensures homeowners can recover quickly from unexpected events like storms, fires, or water damage.
Business Insurance
We offer tailored business insurance solutions including property, liability, and management liability coverage for small to mid-sized enterprises. Our industry-specific expertise spans construction, healthcare, technology, and more. Through Hanover Risk Solutions, we provide risk management tools to help businesses prevent losses and maintain operational continuity during disruptions.
Auto Insurance
Our auto insurance provides protection for personal and commercial vehicles with options for collision, comprehensive, and liability coverage. We offer bundling discounts and specialized programs like Hanover Prestige for high-value vehicles. Our claims process features mobile support, rapid damage assessment using drone technology, and direct payment to approved repair shops.
Workers' Compensation
This coverage protects businesses against work-related injury or illness claims while supporting employee recovery. We provide claims management services with a focus on return-to-work programs and cost containment strategies. Our solutions include risk control resources to help employers maintain safer workplaces and reduce premium costs.
Cyber Insurance
Our cyber insurance policies address risks related to data breaches, network security failures, and business interruption from cyber attacks. Coverage includes legal defense costs, notification expenses, and credit monitoring services. We offer risk assessment tools and incident response planning to help businesses prepare for and mitigate digital threats.
Questions
What types of insurance does Hanover offer?
We provide home, auto, business, cyber, workers' compensation, umbrella, marine, professional liability, and surety bond insurance through independent agents.
How do I file a claim?
Report claims 24/7 via our website, mobile app, or by calling 800-628-0250. Our adjusters will contact you promptly to begin the resolution process.
Do you offer discounts for bundling policies?
Yes, our Platinum package combines home and auto insurance with savings on both premiums when purchased together.
Are your rates competitive?
We provide personalized quotes through local agents and consistently offer competitive pricing validated by customer comparisons.
How quickly are claims processed?
Most claims are resolved within days, with emergency services available immediately for urgent situations like roadside assistance.
What risk management resources do you provide?
Hanover Risk Solutions offers tools to prevent losses, including safety training, compliance guidance, and facility risk assessments for businesses.
