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Your Trusted Auto & Motorcycle Insurance Provider in California
Drive Insurance is an independently managed insurance provider dedicated to delivering competitive coverage solutions in the California marketplace. We specialize in auto, motorcycle, ATV, dirt bike, scooter, and golf cart insurance policies, working through a network of independent agents and brokers to meet diverse customer needs. Our team prioritizes customer satisfaction by offering personalized service and transparent policy options. With a focus on innovation, we provide value-added benefits like PerkShare discounts and partnerships with leading service providers. Our claims process emphasizes efficiency, ensuring policyholders receive timely resolutions and support.We maintain compliance with industry standards while fostering a customer-centric approach to insurance services. Through continuous market analysis, we remain competitive against other insurers, including members of the Progressive group. Our commitment to quality is reflected in our 24/7 claims reporting system and accessible customer service channels. We empower policyholders with digital tools for policy management and agent connections. By balancing affordability with comprehensive coverage, we aim to build long-term trust within the communities we serve.
Services
Auto Insurance
Motorcycle Insurance
ATV Insurance
Rental Reimbursement Coverage
Claims Management
Policy Management
Agent Network Access
Vehicle History Reports
Mechanical Breakdown Insurance
24/7 Customer Support
Highlights and features
- We offer competitive insurance rates through independent agents
- Our 24/7 claims reporting ensures immediate assistance
- We provide exclusive PerkShare discounts for policyholders
- Our policies include customizable rental reimbursement coverage
- We maintain transparent pricing with no hidden fees
Services
Auto Insurance
Our auto insurance policies protect against financial losses from vehicle damage, liability claims, and uninsured motorists. Coverage includes collision, comprehensive, and rental reimbursement options. Policyholders benefit from competitive rates and customizable deductibles.
Motorcycle Insurance
Specialized motorcycle coverage safeguards against accidents, theft, and weather-related damage. Policies include liability protection, roadside assistance, and custom parts coverage. Riders access exclusive discounts through our PerkShare program.
Rental Reimbursement Coverage
This optional coverage pays for rental vehicles during covered repairs. Daily limits apply with maximum coverage caps. No deductible required, but must be added alongside collision/comprehensive coverage for eligibility.
Claims Management
24/7 claims reporting via phone with direct billing options at participating rental agencies. Process includes damage assessment, repair coordination, and expedited payment processing for covered losses.
Policy Management
Online tools enable policyholders to make payments, update information, and access documents. No login required for basic transactions. Customers connect with agents for policy adjustments and coverage reviews.
Questions
What vehicles does Drive Insurance cover?
We insure cars, motorcycles, ATVs, dirt bikes, scooters, and golf carts through our independent agent network.
How do I report a claim after hours?
Call 1-800-274-4499 anytime for 24/7 claims reporting and immediate assistance.
Does rental reimbursement cover mechanical breakdowns?
No, this coverage only applies to damage from covered accidents or weather events, not mechanical failures.
Can I add rental coverage after an accident?
Coverage changes apply to future incidents only. Existing policies must include rental reimbursement for post-accident claims.
How do I access PerkShare® discounts?
Active policyholders receive exclusive savings on car rentals, satellite radio, and boating accessories through our partner programs.
