Business Details
34 Years
experience
Your Trusted Mortgage Partner in Allen, TX
Since 1992, American Mortgage has been dedicated to simplifying the mortgage process for homeowners in Allen, Texas. Our team of experienced loan officers specializes in securing competitive rates tailored to individual financial needs. With a focus on personalized service, we offer a range of loan programs including FHA, VA, and conventional options. Our commitment to transparency ensures clients receive clear guidance throughout the financing journey. Backed by decades of industry expertise, we prioritize client satisfaction through timely communication and efficient closings.Recognized for our professionalism, we have built a reputation as a trusted partner in home financing. Our services extend to refinancing, reverse mortgages, and home purchase loans, catering to diverse client requirements. By maintaining strong relationships with lenders and title companies, we streamline complex transactions. As a locally operated firm, we understand the unique dynamics of the Texas real estate market. Our dedication to ethical practices is reflected in our adherence to state licensing requirements and participation in consumer protection programs.
Services
FHA Loans
VA Loans
Conventional Loans
Home Refinance Loans
Jumbo Home Loans
Home Purchase Loans
Reverse Mortgages
Loan Programs
Mortgage Consultation
Debt Consolidation Loans
Details
- Year established: 1992
Highlights and features
- We have over 30 years of experience in the mortgage industry
- Our team offers personalized guidance through complex financing processes
- We provide access to multiple loan programs including FHA and VA options
- Our loan officers maintain 24/7 availability during critical transaction periods
- We guarantee timely communication and document processing
Associations and certifications
- NMLS
What people say
Great professionalism
Knowledgeable staff
Efficient process
Excellent guidance
Streamlined closing
Services
FHA Loans
FHA loans provide low-down payment options for first-time homebuyers. These government-insured mortgages offer flexible credit requirements and competitive interest rates. Our specialists guide clients through the application process while ensuring compliance with federal regulations.
VA Loans
VA loans offer exclusive benefits for military service members and veterans. These zero-down payment mortgages feature favorable terms and no private mortgage insurance requirements. Our team specializes in maximizing veterans' benefits through streamlined approval processes.
Home Refinance Loans
Refinance solutions help homeowners lower monthly payments or access home equity. We offer rate-and-term and cash-out refinance options with competitive rates. Our process includes detailed cost-benefit analysis to ensure financial advantages for clients.
Reverse Mortgages
Reverse mortgages provide income for homeowners aged 62+. These specialized loans convert home equity into tax-free funds while maintaining property ownership. Our counselors ensure clients understand all program requirements and financial implications.
Conventional Loans
Conventional loans suit buyers with strong credit profiles. Available with fixed or adjustable rates, these mortgages offer flexible down payment options. Our underwriting experts help clients meet qualification requirements while optimizing loan terms.
People
Heidi Riddles
Loan Officer
Licensed residential loan originator with over 10 years of experience. Specializes in first-time homebuyer programs and complex financing solutions. Maintains 24/7 availability for client consultations.
Parker
Loan Officer
Experienced mortgage professional known for personalized client service. Expert in navigating challenging loan approvals and coordinating with title companies. Available evenings and weekends for client convenience.
Greg Park
Loan Officer
Seasoned lender with expertise in first-time home purchases and refinancing. Recognized for calm demeanor during stressful transactions. Provides weekend support during critical closing phases.
John Baldin
Loan Officer
Dedicated mortgage professional with proven success in difficult loan scenarios. Maintains strong lender relationships to secure approvals after prior denials. Available for after-hours consultations.
Chris
Loan Officer
Reliable mortgage expert known for exceptional communication skills. Coordinates seamlessly with real estate agents and title companies. Provides weekend availability during transaction periods.
Questions
What mortgage services do you offer?
We provide FHA, VA, conventional, jumbo, and reverse mortgages, along with home purchase loans, refinancing options, and debt consolidation solutions.
How can I check current mortgage rates?
Contact our office directly for real-time rate information, as rates change frequently and depend on individual financial circumstances.
Do you offer first-time homebuyer programs?
Yes, we specialize in first-time homebuyer assistance with low-down payment options and flexible credit requirements through FHA and conventional loan programs.
What is your loan approval process?
Our process includes pre-qualification, document submission, underwriting review, and final approval, with personalized guidance at each stage to ensure smooth transactions.
Are there after-hours support options?
Loan officers provide weekend availability during active transactions, with emergency contact options for critical closing-related inquiries.
How do I file a complaint if needed?
Contact the Texas Department of Savings and Mortgage Lending to file formal complaints through their official process, with support available from our compliance team.
