Business Details
Your Trusted Partner for Financial Solutions in Arlington
Legacy Financial is a comprehensive financial services provider dedicated to guiding clients through critical financial decisions. With expertise in mortgage lending, construction financing, commercial capital solutions, and wealth management, we deliver tailored strategies designed to meet individual and business needs. Our team of seasoned professionals, led by founder Chad Bates with over 46 years of industry experience, prioritizes personalized service and long-term client relationships.We integrate innovative lending solutions with strategic financial planning to help clients build and protect their legacies. Our commitment to community impact and client education underscores our mission to simplify complex financial processes while maintaining transparency and trust. Recognized with awards including the BBB Golden Torch Award and Arlington Chamber of Commerce Business of the Year, we combine proven excellence with a client-first philosophy to deliver measurable results.
Services
Construction Loans
Residential Mortgages
Commercial Financing
Wealth Management
Equipment Loans
SBA Loans
Multi-Family Investments
LegacyCare Program
Mortgage Refinancing
Land Development
Highlights and features
- We offer a full suite of services, from home loans to wealth management, all under one roof to simplify your financial decisions.
- Our knowledgeable advisors provide personalized guidance with over 46 years of combined industry experience.
- We prioritize your needs through customized financial strategies aligned with your long-term goals.
- Our team maintains transparency with clear communication and honest practices throughout every transaction.
- We combine innovative lending solutions with permanent financing support to mitigate market risks for clients.
What people say
Smooth and painless process
Quick to respond
Phenomenal service
Great communication
Family-oriented support
Services
Construction Loans
Flexible construction financing solutions for land development, vertical construction, and build-to-rent projects. Our loans support builders and developers with customizable terms, including all-in-one horizontal and vertical financing options. We provide interim capital paired with permanent financing strategies to maximize profitability and reduce market volatility risks.
Residential Mortgages
Personalized mortgage options for homebuyers and investors, featuring seamless support from pre-approval to closing. We offer conventional, jumbo, and specialty loan programs with dedicated guidance to help clients achieve homeownership goals while providing ongoing portfolio management services.
Commercial Capital
Custom commercial financing for equipment purchases, office buildings, and multifamily properties. Our solutions include SBA loans, merchant cash advances, and industrial construction funding designed to help businesses expand operations and optimize cash flow with tailored repayment structures.
Wealth Management
Strategic wealth advisory services covering retirement planning, life insurance, and long-term financial guidance. We help clients protect and grow assets through personalized investment strategies, tax-efficient planning, and legacy development solutions.
LegacyCare Program
Employer-sponsored real estate benefit program offering mortgage discounts, commission rebates, and homebuyer education. This comprehensive solution provides employees with exclusive savings on home purchases, refinancing, and insurance through a network of preferred service providers.
People
Chad Bates
President and CEO
Chad Bates is a visionary entrepreneur with 46 years of finance and development experience. He founded Legacy Financial and its affiliated companies, managing over $6 billion in financing while serving on numerous community boards and receiving awards for leadership and service.
Joy Bates
Executive Vice President
Joy Bates leads mortgage and insurance services at Legacy Financial, combining real estate expertise with wealth protection strategies. She specializes in client-focused financial planning and has dedicated her career to helping families achieve homeownership and retirement goals.
Liz Bates
Vice President
Liz Bates oversees mortgage operations and client experience, managing loan processing and retention programs. She also contributes to marketing initiatives and community service projects, including organizing Arlington's largest charitable fundraising event.
Questions
What services does Legacy Financial offer?
We provide construction loans, residential mortgages, commercial capital, wealth management, and the LegacyCare employee benefit program for real estate services.
How does Legacy Financial differ from traditional banks?
We offer more flexible financing options with personalized service, including all-in-one horizontal and vertical construction loans, and tailored commercial solutions that traditional banks often can't provide.
What areas do you serve?
While based in Arlington, Texas, we serve clients nationwide for mortgage and financial services, with commercial financing available across multiple states.
Can I get financing for both land development and construction?
Yes, we offer integrated horizontal (land development) and vertical (construction) financing solutions to support complete project pipelines from planning through completion.
What is the LegacyCare program?
LegacyCare is an employer-sponsored benefit providing employees exclusive savings on home purchases, including mortgage discounts, real estate commission rebates, and ongoing homeownership support services.
How do I start the loan application process?
Contact us for a consultation to discuss your financial goals, complete a simple intake form, and receive a preliminary term sheet outlining potential financing options tailored to your needs.
