Business Details
39 Years
experience
Your Trusted Insurance Partner in Glen Allen, VA
The Andrew Agency has been providing professional insurance services across Virginia, Maryland, and Washington D.C. since 1987. As a Trusted Choice independent agency, we prioritize personalized solutions, client advocacy, and exceptional customer experiences. Our team works directly with multiple carriers to deliver tailored coverage options for homeowners, auto, life, flood, cyber liability, and professional liability insurance. With decades of combined experience, we focus on understanding individual client needs while maintaining transparency in all communications.Our commitment to excellence has earned us a reputation for reliability, with many clients maintaining relationships spanning decades. We emphasize proactive service, including policy reviews for potential savings and immediate responsiveness to inquiries or claims. Our local expertise allows us to address unique regional insurance challenges while maintaining competitive pricing across all offered products.
Services
Homeowners Insurance
Life Insurance
Car Insurance
Flood Insurance
Cyber Liability
Professional Liability
Details
- Year established: 1987
Highlights and features
- We offer personalized insurance solutions tailored to individual needs
- Our team provides 24/7 support for urgent insurance matters
- We maintain partnerships with multiple carriers for competitive pricing
- Our agents have decades of combined experience in risk management
- We guarantee immediate response to client inquiries and claims
Associations and certifications
- Trusted Choice
What people say
Excellent service
Knowledgeable staff
Responsive
Competitive rates
Personalized solutions
Services
Homeowners Insurance
We provide comprehensive homeowners insurance protecting against property damage, liability claims, and additional living expenses. Our policies cover structural elements, personal belongings, and offer customizable riders for high-value items. Clients benefit from tailored coverage options that adapt to changing needs while maintaining competitive pricing through our carrier partnerships.
Cyber Liability
Our cyber liability insurance protects businesses against data breaches, network security failures, and cyber extortion. Coverage includes legal fees, notification costs, and business interruption losses. We help organizations implement risk management strategies while providing access to incident response experts through our carrier network to minimize potential financial impacts.
Professional Liability
We offer professional liability insurance covering claims of negligence, misrepresentation, or failure to deliver professional services. Our policies protect against legal defense costs and settlements related to work errors. Clients receive customized coverage matching their specific industry risks through our relationships with specialized carriers serving various professional sectors.
Life Insurance
We provide term and permanent life insurance solutions to protect families and businesses. Our offerings include customizable death benefits, cash value accumulation options, and policy riders for specific needs. We work with multiple carriers to find appropriate solutions for different budget requirements while ensuring long-term policy sustainability.
Flood Insurance
We offer flood insurance coverage for properties in high-risk and moderate-risk flood zones. Our policies cover structural damage, personal property losses, and mitigation costs from flood events. We help clients navigate NFIP requirements and provide access to private market options for enhanced coverage beyond standard program limitations.
People
Ryan Andrew
President
Ryan Andrew leads the agency with over 30 years of insurance experience. He specializes in commercial risk management and maintains relationships with major carriers to secure competitive pricing for clients while focusing on long-term policyholder relationships.
B.J. Durrett
Personal Advisor
B.J. Durrett provides personalized insurance solutions with 25+ years of experience. She focuses on client education, policy reviews, and implementing coverage strategies that adapt to life changes while maintaining cost-effective protection.
Nancy Fama
Personal Risk Manager
Nancy Fama manages personal insurance portfolios with expertise in homeowners and auto coverage. She has maintained a 98% client retention rate through proactive service, including policy audits for potential savings and immediate claims support.
Chris Biamonte
Commercial Risk Specialist
Chris Biamonte specializes in business insurance solutions with expertise in cyber liability and professional coverage. He works with companies to implement risk management strategies while maintaining competitive pricing through multiple carrier relationships.
Michelle Udriet
Commercial Advisor
Michelle Udriet manages commercial accounts with focus on construction and professional services industries. She provides customized insurance packages including general liability, workers' compensation, and specialized risk transfer solutions through niche carriers.
Questions
How do I get an insurance quote?
Contact us at 804.320.2886 or use our online quote tool. Our agents will assess your needs and provide multiple coverage options within 24 hours.
What insurance services do you offer?
We provide homeowners, life, auto, flood, cyber liability, and professional liability insurance for individuals and businesses across Virginia, Maryland, and D.C.
Can I pay insurance premiums online?
Yes, we offer online payment options for policy premiums through our secure portal. Phone payments are also available during regular business hours.
How quickly do you handle claims?
We prioritize immediate response to claims with most cases receiving initial contact within 2 hours of notification during business hours.
Do you offer policy reviews for savings?
Yes, we proactively review policies annually to identify potential savings opportunities without compromising necessary coverage levels.
Are you available for emergencies?
Our team provides after-hours support for urgent insurance matters with dedicated claims assistance available 24/7 through carrier networks.
