Business Details
29 Years
experience
Your Trusted Insurance Partner in Richmond, VA
Bacon Insurance Group was founded in 1997 with a commitment to providing affordable, comprehensive insurance solutions for families and businesses in the Richmond, Virginia area. Our founder, Steve Bacon, established the agency with a focus on delivering exceptional value through trusted carrier partnerships like Erie Insurance Group, which we maintain to this day. In 2018, leadership transitioned to Steve's daughter, Nicole Coleman, who continues our legacy of personalized service and community-focused expertise. With over 25 years of combined experience, our team specializes in tailoring insurance plans that protect assets, mitigate risks, and adapt to evolving generational needs.We offer a full spectrum of coverage options including auto, home, business, life, health, flood, and recreational insurance while leveraging technology to simplify the quoting process. Our dedication to transparency, client education, and local market knowledge ensures clients receive both competitive pricing and unwavering support through every stage of their insurance journey.
Services
Auto Insurance
Home Insurance
Business Insurance
Life Insurance
Health Insurance
Flood Insurance
Recreational Insurance
Renters Insurance
Umbrella Insurance
Medicare Supplements
Details
- Year established: 1997
Highlights and features
- 25+ years of local insurance expertise since 1997
- Personalized coverage from 10+ top-rated carriers
- Specialized risk assessment for home, auto, and business needs
- Digital quoting tools with expert agent support
- Community-focused service with multigenerational client relationships
Services
Auto Insurance
We provide comprehensive auto insurance policies protecting vehicles against accidents, theft, and natural disasters. Our plans include liability coverage, collision protection, and uninsured motorist provisions while offering discounts for safe drivers and multi-policy bundling. Our agents help clients navigate state requirements and select optimal coverage levels.
Flood Insurance
Specialized flood insurance policies cover property damage from water intrusion not included in standard home insurance. We offer FEMA-approved plans through the National Flood Insurance Program, with customizable coverage for residential and commercial properties in high-risk and moderate-risk flood zones across Virginia.
Business Insurance
Our business insurance solutions protect companies against liability claims, property damage, and operational disruptions. Policies include general liability, commercial property, workers' compensation, and professional liability coverage tailored to specific industries. We help businesses in Richmond and surrounding areas create risk management strategies that safeguard assets and ensure regulatory compliance.
Home Insurance
We offer homeowners insurance policies covering structural damage, personal belongings, and liability protection. Our plans include dwelling coverage, personal property protection, and additional living expenses during repairs. Agents assist clients in assessing replacement costs and selecting endorsements for valuable items or specific risks like sewer backups.
Medicare Supplements
Our Medicare Supplement Insurance (Medigap) plans help cover out-of-pocket costs for Original Medicare recipients. We provide policy comparisons for all standardized plan types (A-N) and assist Virginia seniors in selecting coverage that addresses copayments, coinsurance, and deductibles while ensuring access to preferred healthcare providers.
People
Steve Bacon
Founder
Established Bacon Insurance Group in 1997 after recognizing the need for affordable insurance options in Virginia's growing communities. Built long-term carrier relationships like Erie Insurance Group that continue today. Transferred leadership to daughter Nicole Coleman in 2018 while maintaining active advisory role.
Nicole Coleman
President
President since 2018 with 20+ years of hands-on experience working alongside founder Steve Bacon. Focuses on modernizing client interactions through technology while maintaining personalized service. Specializes in complex risk assessment and has expanded service offerings to meet evolving client needs across Virginia.
Questions
What types of insurance do you offer?
We provide auto, home, business, life, health, flood, recreational, renters, umbrella, and Medicare supplement insurance policies for clients in Virginia and surrounding states.
How can I get a quick insurance quote?
Use our online comparative quoting form to instantly compare personalized insurance rates for auto, home, or business coverage from multiple carriers.
Why do I need separate flood insurance?
Standard homeowners policies don't cover flood damage. We offer specialized flood insurance through FEMA's National Flood Insurance Program to protect properties in high-risk or moderate-risk areas.
Do you offer business insurance for small companies?
Yes, we create customized commercial insurance packages for small businesses including liability coverage, property protection, and workers' compensation tailored to specific industry needs.
What payment methods do you accept?
Payment options vary by carrier - contact our office directly at 804-967-9717 to discuss available payment plans for your specific insurance policy.
How do I file an insurance claim?
Contact your specific carrier directly using the claims numbers listed on our website, or call our office for assistance connecting with the appropriate claims department.
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