Business Details
Your Trusted Mortgage Partner in Grapevine, TX
GSB Mortgage Inc. is a full-service mortgage banking company dedicated to providing comprehensive home financing solutions. As a subsidiary of Bank of the West, a trusted institution founded in 1986, we combine decades of expertise with personalized service to meet the diverse needs of our clients. Our team specializes in purchase loans, refinancing, and debt consolidation, offering a wide range of products including conventional, jumbo, FHA, VA, and USDA loans.We pride ourselves on our deep understanding of the mortgage industry, commitment to customer satisfaction, and recognition as the first Preferred Lender for the Small Business Administration in the Dallas region. With a focus on transparency and innovation, we empower clients to achieve their homeownership goals through tailored financial strategies and access to exclusive assistance programs.
Services
Conventional Loans
Jumbo Loans
FHA Loans
VA Loans
USDA Loans
Adjustable Rate Mortgages
Fixed Rate Mortgages
Non-Conforming Loans
Debt Consolidation Refinance
Refinance Advisor
Highlights and features
- We offer a wide range of mortgage options including conventional, FHA, VA, and USDA loans.
- Our partnership with Bank of the West provides financial strength and expertise.
- We provide personalized assistance programs for first-time homebuyers.
- Our team has decades of combined experience in mortgage banking.
- We are committed to transparent and customer-focused service.
Associations and certifications
- NMLS
Services
Conventional Loans
Conventional loans offer flexible terms for loan amounts up to $802,650. Ideal for borrowers with strong credit, these mortgages provide competitive rates and customizable down payment options. Our team ensures a streamlined application process tailored to individual financial goals.
FHA Loans
FHA loans provide low down payment options for first-time homebuyers. Backed by the Federal Housing Administration, these mortgages cater to borrowers with moderate credit scores. We guide clients through eligibility requirements and assist in securing favorable terms.
VA Loans
VA loans offer zero-down payment options for eligible veterans and service members. These mortgages, guaranteed by the Department of Veterans Affairs, feature competitive rates and reduced closing costs. Our specialists ensure a smooth process for qualifying applicants.
USDA Loans
USDA loans provide 100% financing for homes in eligible rural areas. Designed to promote homeownership in underserved communities, these mortgages feature low interest rates. We help clients determine eligibility and navigate the application steps.
Debt Consolidation Refinance
Debt consolidation refinance allows homeowners to access equity for paying off high-interest debts. This option simplifies finances by combining multiple payments into one. We assess property value and credit profiles to maximize savings opportunities.
Questions
What mortgage options does GSB Mortgage offer?
We offer conventional, jumbo, FHA, VA, USDA, adjustable-rate, fixed-rate, and non-conforming loans, along with debt consolidation and refinance options.
Are there assistance programs for first-time homebuyers?
Yes, we partner with organizations to provide down payment and closing cost assistance through programs like the Denton Housing Assistance Program and SETH GoldStar Program.
How do I apply for a mortgage?
Start by contacting our loan officers, who will guide you through pre-approval, document submission, and closing steps tailored to your financial situation.
Can I refinance my existing mortgage?
Yes, our refinance advisor helps clients evaluate cash-out options, rate reductions, and term adjustments to meet changing financial needs.
What areas do you serve?
We primarily serve Texas, including Grapevine, Dallas, and Denton, with select programs available statewide except in specific restricted counties.
Is GSB Mortgage part of a larger institution?
Yes, we are a subsidiary of Bank of the West, leveraging their 35+ years of experience in customer service and small business financing.
