Business Details
26 Years
experience
Your Trusted Mortgage Broker in New York, NY
Amerifund Home Mortgage has been a trusted partner in mortgage services for over 25 years, offering clients access to competitive loan programs tailored to their unique financial needs. Our team of seasoned professionals includes CPAs, attorneys, and finance experts who bring deep industry knowledge to every transaction. We prioritize efficiency and transparency, ensuring a streamlined application process while maintaining rigorous underwriting standards.With a referral-based business model, we serve clients nationwide through personalized service and corporate affinity partnerships with leading institutions. Our commitment to excellence is reflected in our track record of satisfied clients and industry recognition across multiple states.
Services
Home Mortgage Loans
Refinance Services
DSCR Loans
Jumbo Loans
Affinity Mortgage Programs
Details
- Year established: 2000
Highlights and features
- Our team includes CPAs, attorneys, and finance experts with decades of mortgage lending experience.
- We maintain rigorous underwriting standards and prioritize transaction efficiency.
- Referral-based business model ensures client satisfaction remains our top priority.
- Access to competitive wholesale mortgage rates through national lender partnerships.
- Corporate affinity programs with Fortune 500 companies and major institutions.
Services
Home Mortgage Loans
We provide customized home purchase loans with competitive rates for primary residences. Our experienced team guides clients through every step, from pre-approval to closing, ensuring a smooth transaction process. Services include conventional loans, FHA/VA options, and specialized programs for first-time buyers.
Refinance Services
Our refinance solutions help homeowners reduce monthly payments, shorten loan terms, or access equity. We offer rate-and-term refinancing, cash-out options, and streamline programs for existing mortgages. Our calculators help determine potential savings before applying.
DSCR Loans
Designed for real estate investors, these loans qualify based on property rental income rather than personal income documentation. We specialize in DSCR calculations and underwriting for multi-unit properties, providing tailored financing solutions for investment portfolios.
Jumbo Loans
We offer jumbo loan programs exceeding conforming loan limits for luxury properties. These specialized mortgages cater to high-value homes in markets like Long Island, with flexible underwriting and competitive pricing for qualified borrowers.
Affinity Mortgage Programs
Exclusive mortgage benefits for employees of partner corporations, including Fortune 500 companies. Services feature dedicated loan officers, special pricing, and streamlined processes for relocation or home purchase needs with no cost to employers.
Questions
What types of mortgage loans do you offer?
We offer conventional, jumbo, DSCR, refinance, and affinity program loans for primary residences and investment properties.
How can I pre-qualify for a mortgage?
Use our online mortgage calculators or contact our team directly to start the pre-qualification process with no obligation.
Do you offer competitive interest rates?
Yes, we provide access to wholesale mortgage rates through our network of national lenders for qualified borrowers.
What is a DSCR loan?
Debt Service Coverage Ratio loans are designed for real estate investors, qualifying based on property rental income rather than personal tax returns.
Are there special programs for corporate employees?
Yes, our Corporate Affinity Program offers exclusive benefits to employees of partner companies like Goldman Sachs and PepsiCo.
