Business Details
20 Years
experience
Your Trusted Mortgage Partner in Knoxville & Sarasota
Founded in 2006, Keystone Mortgage Group was established to provide Tennessee and Florida residents with a mortgage broker that acts as an ally, advocate, and friend. Our mission is to guide clients through the mortgage process with personalized service, ensuring they receive loans tailored to their needs while explaining every detail. We pride ourselves on delivering unmatched customer support, treating every client with care, and maintaining a commitment to growth and ownership. With offices in Knoxville, TN, and Sarasota, FL, we serve families across both states, helping them navigate the complexities of home financing. Our team of experienced professionals is dedicated to making the mortgage process transparent, stress-free, and tailored to each client's unique financial situation.We believe in building long-term relationships with our clients, offering ongoing support and expertise to help them achieve their homeownership goals. Our growth since 2006 reflects our dedication to excellence, with 2015 marking our most successful year to date. We invite you to experience the difference of working with a mortgage provider that prioritizes people over profits. Our core valuessuper energy, happiness, and a passion for helping othersdrive everything we do. Join the hundreds of Tennessee and Florida families who trust Keystone Mortgage Group for their home financing needs.
Services
Mortgage Loans
Refinancing
Home Purchase Assistance
Pre-Qualification
Client Education
Details
- Year established: 2006
Highlights and features
- We provide personalized mortgage guidance tailored to your unique financial situation.
- Our team has over 15 years of combined experience in mortgage lending.
- We offer transparent, jargon-free explanations of all loan processes and terms.
- We maintain a client-first approach with 100% satisfaction guaranteed.
- We serve Tennessee and Florida residents with local market expertise.
What people say
Personalized service
Transparent communication
Expert guidance
Stress-free process
Local market expertise
Services
Mortgage Loans
We offer customized mortgage loans for first-time buyers, move-up buyers, and investors. Our team helps you choose the right loan type, whether fixed-rate, adjustable-rate, or government-backed programs. With access to multiple lenders, we ensure competitive rates and terms tailored to your financial goals.
Refinancing
Our refinancing services help homeowners lower monthly payments, reduce interest rates, or access equity. We analyze your current loan to identify savings opportunities and guide you through the process. Whether for rate reduction or cash-out needs, we simplify refinancing with clear, jargon-free advice.
Home Purchase Assistance
We assist homebuyers in securing financing for new purchases, from pre-approval to closing. Our team explains loan options, budgeting strategies, and local market trends. We streamline the process to ensure you find the right home with minimal stress and maximum confidence in your financial decisions.
Pre-Qualification
Our pre-qualification service gives buyers a clear understanding of their budget before house hunting. By reviewing income, assets, and credit, we provide a preliminary loan estimate. This step strengthens your offer and demonstrates readiness to sellers, expediting the homebuying journey.
Client Education
We provide educational resources to help clients understand mortgage terms, credit management, and financial planning. From blog posts to one-on-one consultations, we empower clients with knowledge to make informed decisions. Our goal is to demystify the mortgage process and build long-term financial confidence.
People
Matt Padgett
President
Matt Padgett founded Keystone Mortgage Group in 2006 after a frustrating personal experience with traditional lenders. He leads with a vision of personalized service, combining industry expertise with a client-first philosophy to transform mortgage experiences.
Paul Eldridge
Loan Officer
Paul Eldridge brings over a decade of mortgage lending experience to Keystone Mortgage Group. He specializes in guiding clients through complex loan scenarios, ensuring tailored solutions that align with their financial goals and long-term stability.
Adam King
Loan Officer
Adam King focuses on simplifying the mortgage process for first-time homebuyers. His expertise in local market trends and loan programs helps clients navigate purchases with confidence and clarity.
Will Conway
Loan Officer
Will Conway specializes in refinancing and investment property loans. He prioritizes transparent communication, ensuring clients understand every step of their mortgage journey while achieving optimal financial outcomes.
Allie Conway
Loan Officer
Allie Conway supports clients with pre-qualification and loan processing expertise. Her attention to detail and commitment to timely service streamline the mortgage experience for homebuyers and refinancers alike.
Questions
What mortgage services does Keystone Mortgage offer?
We provide home loans, refinancing, pre-qualification, and purchase assistance for Tennessee and Florida residents.
How do I start the mortgage process?
Begin by completing our online application or scheduling a phone consultation with our team.
What documents are required for a mortgage application?
Typical documents include W2s, tax returns, pay stubs, bank statements, and ID verification.
Do you offer refinancing options?
Yes, we help homeowners lower payments, reduce rates, or access equity through refinancing.
Are there pre-qualification options available?
Yes, we offer free pre-qualification to help buyers understand their budget before shopping.
