Business Details
50+ Years
experience
Your Trusted Health Insurance Partner in Columbia, TN
Since 1947, TRH has been dedicated to providing Tennesseans with high-quality, affordable health coverage solutions. As an affiliate of the Tennessee Farm Bureau Federation, we combine over 75 years of industry experience with a commitment to personalized service and community-focused values. Our team specializes in individual, family, and Medicare supplement plans, along with dental and vision coverage, ensuring comprehensive options for diverse healthcare needs. With 200+ local offices statewide, we prioritize accessible support and transparent communication to help members navigate insurance complexities.Our expertise extends to employer group benefits, offering tailored solutions for small businesses while maintaining strict compliance with regulatory standards. Through decades of service, we've built a reputation for reliability, demonstrated by member testimonials highlighting seamless claims processing and exceptional customer care. Our mission remains focused on delivering value-driven coverage that protects both health and financial well-being.
Services
Individual & Family Plans
Medicare Supplement Plans
Dental & Vision Coverage
Group Services
Part D Plans
Details
- Year established: 1947
Highlights and features
- Over 75 years serving Tennessee communities with health insurance solutions
- Personalized customer service from local Tennessee-based representatives
- 200+ statewide office locations for convenient in-person assistance
- Medicare supplement plans with zero out-of-pocket costs for covered services
- Specialized group benefits expertise for small businesses (2-50 employees)
What people say
Excellent customer service
No out-of-pocket costs
Prompt issue resolution
Local presence in Tennessee
Seamless claims processing
Services
Individual & Family Plans
Comprehensive health insurance solutions for individuals and families under 65. Designed for young families, recent graduates, and pre-retirees, these plans offer flexible coverage options with bundled dental and vision benefits. Our plans focus on preventive care access while maintaining affordable premiums through strategic carrier partnerships.
Medicare Supplement Plans
Four Medicare Supplement plan options to complement Original Medicare coverage. These plans help cover deductibles, copayments, and coinsurance costs. Specialized support helps members navigate enrollment during initial eligibility periods and annual open enrollment windows while maintaining compliance with CMS regulations.
Dental & Vision Coverage
Stand-alone dental plans and bundled dental/vision options providing preventive and restorative care coverage. Plans include routine exams, cleanings, and discounts on major procedures while offering vision benefits for eyewear and eye exams. Designed to complement medical plans with coordinated benefits.
Group Services
Health benefits programs for small businesses with 2-50 employees. Services include medical, dental, vision, life, and disability coverage options. Offers flexible plan designs including fully-insured, level-funded, and self-insured options with HRAs/HSAs integration capabilities for employer-employee cost-sharing optimization.
Part D Plans
Two Medicare Part D prescription drug plans serving Tennessee residents. Formulary design balances cost containment with medication access, featuring tiered copay structures and coverage for specialty pharmaceuticals. Includes transition policy support for members changing medications mid-year.
Questions
What health insurance plans do you offer for individuals?
We provide individual and family plans for those under 65, including young families, new graduates, and pre-retirees with optional dental/vision coverage.
Are Medicare Advantage plans still available in 2025?
We no longer offer Medicare Advantage or Part-D plans in 2025. Contact 1-866-509-7462 for alternative Medicare coverage options.
Do you provide group health insurance for small businesses?
Yes, we offer group medical, dental, vision, life, and disability coverage for businesses with 2-50 employees across Tennessee.
What areas do you serve?
We operate throughout Tennessee with local offices in all 95 counties and specialized Medicare coverage options for state residents.
