Business Details
24 Years
experience
Emergency
services
Your Trusted Partner for Comprehensive Insurance Solutions
Founded in 2002, KIAC Insurance has grown from a local agency to a national leader in insurance solutions. With over two decades of experience, we specialize in delivering personalized commercial, personal, and benefits insurance tailored to meet the unique needs of our clients. Our team of 900+ professionals leverages strategic carrier relationships to provide competitive rates and comprehensive coverage. Recognized as #29 in Insurance Journal's Top 100 Property/Casualty Agencies, we prioritize customer satisfaction through organic growth and strategic acquisitions.Headquartered in Rancho Cordova, CA, we operate in 13 states with a commitment to innovation and community engagement. Our 24/7 customer service and digital tools ensure seamless policy management, while our M&A expertise drives industry leadership. Backed by partnerships with BHMS Investments and Lightyear Capital, we aim to expand to all 50 states by 2030.
Services
General Liability Insurance
Cyber Liability Insurance
Workers' Compensation
Property Insurance
Business Owner's Policy
Auto Insurance
Home Insurance
Event Insurance
Life Insurance
Pet Insurance
Details
- Year established: 2002
Highlights and features
- We offer personalized insurance solutions tailored to your specific needs
- Our access to 100+ carriers ensures competitive rates and coverage options
- We provide 24/7 customer service for emergency insurance needs
- Our M&A expertise ensures seamless business continuity
- We maintain an A+ rating with the Better Business Bureau
What people say
Excellent service
Knowledgeable agents
Competitive rates
Quick claims processing
Personalized solutions
Services
Business Insurance
We provide comprehensive business insurance solutions including general liability, workers' compensation, and commercial property coverage. Our industry-specific policies protect construction firms, healthcare providers, and professional services. With access to 100+ carriers, we tailor coverage to meet unique business exposures while maintaining competitive pricing.
Personal Insurance
Our personal insurance portfolio covers auto, home, and specialty needs with customizable options. We offer coverage for standard vehicles, motorcycles, and high-value homes. Our agents help clients navigate complex insurance requirements while providing umbrella policies for additional protection across California and 12 other states.
Employee Benefits
We design comprehensive employee benefits packages including health, dental, and vision insurance. Our group life and disability policies help businesses attract talent while maintaining compliance. With access to national provider networks, we create cost-effective solutions for companies of all sizes.
Mergers & Acquisitions
Our M&A team specializes in insurance industry consolidations with 20+ years of transaction experience. We facilitate agency acquisitions and strategic partnerships, having completed 15+ deals since 2013. Our services include valuation analysis, due diligence, and post-merger integration support for insurance professionals.
Cyber Liability Insurance
We offer specialized cyber liability insurance to protect against data breaches and digital threats. Our policies cover legal expenses, notification costs, and business interruption losses. With rising cyber risks, we help businesses implement risk management strategies and maintain compliance with industry regulations.
People
Chris Walters
Co-Owner
Co-owner of KIAC Insurance since 2013, Chris Walters leads strategic growth initiatives. With 25+ years in insurance, he has driven expansion into 13 states and secured key industry partnerships while maintaining the company's customer-centric values.
Norm Hudson
Co-Owner
Norm Hudson, co-owner since 2013, oversees operations and carrier relationships. With a background in commercial insurance, he has grown the team from 25 to 900+ employees while maintaining the company's commitment to personalized service and community involvement.
Questions
What types of business insurance do you offer?
We provide general liability, workers' compensation, commercial property, BOP, cyber liability, and specialized coverage for construction, healthcare, and professional services across 13 states.
Do you offer personal insurance policies?
Yes, we offer auto, home, motorcycle, and specialty insurance with customizable options. Our agents help clients in California and 12 other states find coverage that fits their lifestyle and budget.
How can I get employee benefits for my business?
Our team designs group health, dental, vision, and life insurance packages. We work with businesses of all sizes to create cost-effective benefits that meet regulatory requirements and employee needs.
What sets Inszone apart from other agencies?
We combine personalized service with access to 100+ carriers, 24/7 customer support, and industry-leading M&A expertise. Our 900+ professionals focus on finding the right coverage at competitive rates.
Do you handle insurance claims?
While we don't process claims directly, we partner with top-rated carriers and provide dedicated support to help you navigate the claims process efficiently and effectively.
Can I get insurance if I live outside California?
Yes, we serve clients in 13 states including Nevada, Arizona, Colorado, Texas, and Washington. Our agents work with clients nationwide to provide personalized insurance solutions.
