Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions
CommunityAmerica Credit Union - Blue Valley Branch has been a trusted financial partner since 1940, dedicated to delivering personalized banking solutions and fostering financial peace of mind for its members. As a member-owned, not-for-profit institution, we prioritize competitive rates, low fees, and community reinvestment, having returned $100 million to members through our annual Profit Payout program over the past 13 years. Our merger with UNIFY Financial Credit Union in 2025 expanded our reach while maintaining our commitment to local service, with 36 locations across six states and $9 billion in assets. Our team of experienced professionals specializes in tailored financial products, including mortgages, loans, investment services, and high-yield savings accounts, designed to meet the unique needs of individuals and businesses at every life stage.We combine decades of industry expertise with cutting-edge digital tools, including a top-rated mobile app, to provide seamless banking experiences. As the largest credit union in Kansas and Missouri, we uphold rigorous compliance standards and maintain federal insurance through the NCUA, ensuring reliability and trustworthiness. Our community focus extends beyond banking, with employees contributing 16 annual paid volunteer hours and the CommunityAmerica Foundation supporting local nonprofits in education, health, and financial literacy initiatives.
Services
Checking Accounts
Savings Accounts
Mortgages
Auto Loans
Credit Cards
Investment Services
Insurance
Mobile Banking
Business Banking
Financial Planning
Details
- Year established: 1940
Highlights and features
- We are a member-owned credit union with $9 billion in assets.
- Our Profit Payout program has returned $100 million to members since 2012.
- We offer competitive rates on mortgages, loans, and savings accounts.
- Our mobile app provides 24/7 access to banking services.
- We support local communities through the CommunityAmerica Foundation.
Associations and certifications
- NCUA
Services
High Interest Savings
Our High Interest Savings account offers up to 5.00% APY on balances up to $2,500, helping members grow their money faster. This tiered-rate account rewards active users who meet monthly qualification requirements with enhanced earnings potential. Designed for savers seeking better returns than traditional bank accounts, it combines flexibility with competitive growth opportunities.
Auto Loans
We provide auto loans with rates as low as 5.24% APR, offering affordable financing for new and used vehicle purchases. Our flexible terms and credit-friendly options cater to members at various financial stages. As a not-for-profit credit union, we pass savings to members through consistently competitive rates compared to traditional banks.
Mortgage Services
Our mortgage services feature competitive rates and local expertise for homebuyers and refinancers. Members benefit from personalized guidance through the home buying process and access to specialized loan programs. With dedicated mortgage professionals, we simplify one of life's biggest financial decisions.
Visa Signature Credit Card
The Visa Signature Credit Card offers 1% cash back and a $150 sign-up bonus after meeting spending requirements. Designed for everyday use, it combines rewards with premium benefits while helping members build credit responsibly. Our credit card services emphasize financial education and responsible borrowing.
Financial Planning
Our financial planning services cover retirement, college, and estate planning with personalized investment strategies. Certified advisors help members create comprehensive plans aligned with life goals. We emphasize long-term financial security through education and tailored investment solutions.
People
Lisa Ginter
Chief Executive Officer
Lisa Ginter has led CommunityAmerica since 1995, advancing the credit union to over $5 billion in assets. She drives strategic growth and innovation while maintaining member-focused financial services.
Whitney Bartelli
Chief Marketing and Strategy Officer
Whitney Bartelli oversees brand strategy, product development, and digital engagement. She shapes CommunityAmerica's market presence through innovative marketing and member-centric communication strategies.
Tim Saracini
Chief Financial Officer/Chief Risk Officer
Tim Saracini manages CommunityAmerica's financial operations and risk management. With over 15 years at the credit union, he ensures fiscal stability and compliance with regulatory standards.
Ravi Peru
Chief Information Officer
Ravi Peru leads technology strategy and digital transformation. His 30+ years of IT leadership ensure secure, innovative banking solutions that enhance member experience through modern infrastructure and cybersecurity.
Kathy O'Neill
President, St. Louis Market
Kathy O'Neill directs St. Louis market expansion with 35+ years of Federal Reserve experience. She focuses on retail banking growth and community engagement in the St. Louis region.
Questions
What financial services does CommunityAmerica offer?
We provide checking and savings accounts, mortgages, auto loans, credit cards, investment services, insurance, and business banking solutions.
How can I join CommunityAmerica Credit Union - Blue Valley Branch?
Membership is open to everyone. Open a savings account online or at any branch location to start enjoying credit union benefits.
What is the Profit Payout program?
Our annual Profit Payout returns earnings to members through competitive rates, low fees, and direct cash distributions based on account activity.
Do you offer mobile banking services?
Yes, our award-winning mobile app provides 24/7 access to account management, bill pay, mobile check deposit, and secure messaging.
What loan rates are currently available?
Auto loans start at 5.24% APR, home equity loans at 5.74% APR, and mortgages feature competitive rates with personalized options.
How does CommunityAmerica support local communities?
Through the CommunityAmerica Foundation and employee volunteer programs, we support local nonprofits focused on education, financial literacy, and community development.
