Business Details
50+ Years
experience
Your Trusted Partner for Banking and Mortgage Solutions
American National Bank & Trust has served communities across Texas since 1906, providing personalized banking solutions tailored to individual and business needs. Our commitment to financial excellence is reflected in competitive mortgage rates, flexible business banking options, and comprehensive wealth management services. With dedicated teams in mortgage centers, title services, and trust management, we prioritize customer relationships over transactional interactions. Our digital banking platforms offer 24/7 account access while maintaining the personal touch of local branch support. Through SBA lending programs and commercial loan services, we empower business growth without bureaucratic delays. Our trust and asset management division specializes in customized estate planning and retirement solutions.With locations across North Texas including Wichita Falls, Dallas, and Fort Worth, we combine regional expertise with national banking standards. Our team of certified professionals brings decades of combined experience in financial services, ensuring clients receive informed guidance for complex financial decisions. We maintain transparency in all services, from mortgage origination to title transfers, with clear fee structures and no hidden costs. Backed by a routing number 111907144 and BBB accreditation, we uphold strict compliance with federal regulations while maintaining community-focused service values.
Services
Mortgage Loans
Business Accounts
Wealth Management
Title Services
Digital Banking
Trust Administration
Commercial Lending
Retirement Planning
ACH Origination
Merchant Processing
Details
- Year established: 1906
Highlights and features
- We offer competitive mortgage rates with fast approval processes
- Our local bankers provide personalized financial guidance
- We maintain physical branches alongside digital banking convenience
- Our SBA lending program supports small business growth
- We combine 118 years of banking experience with modern technology
Associations and certifications
- BBB
What people say
Exceptional customer service
Fast mortgage approvals
Knowledgeable staff
Competitive rates
Local decision-making
Services
Mortgage Loans
We provide fixed and adjustable-rate mortgage options with competitive rates and flexible terms. Our local underwriting process enables faster approvals for home purchases and refinancing. Special programs include down payment assistance and first-time homebuyer initiatives.
Business Banking
Our business banking division offers checking accounts, merchant processing, and commercial loans tailored to Texas businesses. Cash management solutions include ACH origination and remote deposit capture. We specialize in SBA lending programs for small business expansion.
Wealth Management
Personalized wealth management services include trust administration, estate planning, and retirement accounts. Our investment specialists create customized portfolios aligned with individual financial goals and risk tolerance levels.
Title Services
American National Title provides escrow services, title insurance, and closing solutions for residential and commercial real estate transactions. Our experienced title examiners ensure clear property transfers with comprehensive title searches.
Digital Banking
24/7 digital banking platform enables account management, bill pay, and mobile check deposits. Business clients access specialized tools like ACH processing and cash management reports through secure online portals.
People
Zachary Beck
President
Zachary Beck leads American National Bank & Trust with over 25 years of banking experience. He oversees strategic operations and community development initiatives across North Texas branches.
Jean Taylor
Vice President, Escrow Department Manager
Jean Taylor manages title and escrow operations with 20+ years in real estate finance. She supervises transaction processing and ensures compliance with state title regulations.
Toni Nava
Assistant Vice President, Escrow Officer
Toni Nava handles complex escrow transactions with expertise in commercial real estate closings. She coordinates title transfers and insurance documentation for clients across Texas.
Maggie Johnson
Vice President, Examination Department Manager
Maggie Johnson leads title examination services, overseeing property history research and title defect resolution. Her team ensures accurate title reports for residential and commercial properties.
Bobby Faulkner
Assistant Vice President, Title Examiner
Bobby Faulkner specializes in title research and abstract preparation. With 15 years as a certified title examiner, he provides detailed property ownership analysis for mortgage and refinance transactions.
Questions
What mortgage loan options do you offer?
We provide fixed-rate, adjustable-rate, and government-backed mortgages including FHA, VA, and USDA loans with competitive interest rates.
How can businesses access commercial financing?
Businesses qualify for commercial loans through our streamlined application process with options for SBA-guaranteed financing and conventional business mortgages.
What title services are available?
Our title division offers title insurance, escrow services, closing coordination, and title defect resolution for residential and commercial real estate transactions.
Do you offer digital banking for personal accounts?
Yes, our online banking platform provides 24/7 access to account management, bill payment, and mobile check deposit features.
What wealth management services exist?
We provide trust administration, estate planning, retirement account management, and customized investment portfolios through our wealth management division.
Videos
