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Business Details
40 Years
experience
Your Trusted Partner for Life & Health Insurance Solutions
Unified Life has been a trusted provider of life, health, annuities, and reinsurance solutions since 1986. Originally incorporated in Texas, we have maintained a steadfast commitment to policyholder satisfaction and community service for over three decades. Our financial stability is underscored by an AM Best rating of B++, reflecting our ability to meet ongoing obligations to policyholders. We prioritize treating our clients like family, ensuring personalized support and fair treatment during critical moments. Through strategic mergers and acquisitions, we have expanded our capacity to serve policyholders while preserving the integrity of legacy plans.

Our mission remains centered on honoring promises made to policyholders through equitable, efficient, and integrity-driven practices. With headquarters in Overland Park, Kansas, we serve clients nationwide while maintaining a strong local presence. Our expertise spans decades of industry experience, enabling us to adapt to evolving needs while upholding core values. We specialize in providing coverage that empowers individuals to live life on their terms, backed by reliable protection. Our dedication to transparency and ethical practices ensures policyholders receive the support they deserve, whether through daily operations or complex claims management.
Services
Life Insurance Health Insurance Annuities Reinsurance Policyholder Services
Details
  • Year established: 1986
Highlights and features
  • We offer over 30 years of experience in life, health, and annuity insurance.
  • Our B++ AM Best rating demonstrates financial stability and reliability.
  • We maintain a legacy of community service as a core business principle.
  • Our policyholder-centric approach ensures fair, equitable treatment during claims.
  • We manage legacy insurance plans through strategic mergers and acquisitions.
Associations and certifications
  • AM Best (B++)
Services
Life Insurance
Unified Life provides customizable life insurance policies designed to protect families and financial interests. Our offerings include term and permanent coverage options with competitive rates. Policies ensure beneficiaries receive financial support during critical times while maintaining flexibility for policyholders.
Health Insurance
We offer comprehensive health insurance solutions covering medical expenses, hospitalization, and preventive care. Our plans prioritize accessibility and affordability while maintaining quality coverage. Policyholders benefit from nationwide provider networks and personalized support for claims processing and policy management.
Annuities
Our annuity products provide secure income streams for retirement planning. Options include fixed, variable, and indexed annuities tailored to individual financial goals. We emphasize transparent terms and long-term stability to help clients achieve retirement security through structured payouts.
Reinsurance
Unified Life specializes in assuming insurance portfolios through mergers and acquisitions. We maintain policy terms from legacy providers while ensuring continued support for policyholders. Our reinsurance expertise spans decades, covering life, health, and annuity products from multiple acquired companies.
Policyholder Services
We provide dedicated assistance for policy management, claims submission, and account modifications. Services include online form access, direct customer service lines, and mail correspondence options. Our team prioritizes clear communication and timely resolution of policyholder inquiries and concerns.
Questions
Does Unified Life handle legacy insurance policies?
Yes, we manage policies acquired through mergers and acquisitions since 1986.
What insurance products does Unified Life offer?
We provide life, health, annuity, and reinsurance solutions for individuals and policy portfolios.
Is Unified Life financially stable?
We maintain an AM Best B++ rating for financial strength and operational stability.
How can I modify my insurance policy?
Visit our website for policyholder forms or contact customer service directly.