Business Details
Your Trusted Partner for Comprehensive Insurance Solutions
Hometown Insurance has served individuals and businesses across the Midwest for over five decades with personalized insurance solutions. Our family-owned operation combines deep industry expertise with a commitment to understanding each client's unique needs. We offer comprehensive coverage options through partnerships with multiple leading insurers, ensuring competitive pricing and tailored protection. Our team of dedicated professionals provides one-on-one service for policy selection, claims processing, and ongoing support.With physical offices in Independence, Missouri, we serve clients in eight states including Missouri, Kansas, Nebraska, and Texas. Our approach focuses on building lasting relationships while maintaining strong community ties through local involvement. We specialize in matching clients with appropriate coverage across auto, home, life, commercial, and farm insurance categories.
Services
Auto Insurance
Home Insurance
Life Insurance
Commercial Insurance
Farm Insurance
Dental Insurance
Financial Planning
Bond Services
Permit Services
Notary Services
Highlights and features
- We offer 50+ years of insurance expertise with local market knowledge
- Our family-owned agency provides personalized one-on-one service
- We represent multiple insurance carriers for competitive pricing options
- We provide 24/7 policy support and claims assistance
- We serve clients across eight Midwestern states with regional expertise
What people say
Personalized service
Knowledgeable agents
Community involvement
Long-term reliability
Effective claims handling
Services
Auto Insurance
Our auto insurance policies provide comprehensive protection for personal and commercial vehicles. We offer collision coverage, accident forgiveness, personal injury protection, and uninsured motorist options. Our agents help clients find affordable rates while ensuring adequate coverage for drivers, passengers, and property. Policies can be customized to meet specific needs and budget requirements.
Home Insurance
We provide flexible home insurance solutions that protect property investments against various risks. Our coverage options include structural protection, personal property coverage, and liability protection. Our specialists work with clients in high-risk zones to find appropriate policies that provide peace of mind while maintaining affordability for different property types.
Commercial Insurance
Our commercial insurance services protect businesses with tailored solutions including property insurance, workers' compensation, and group health benefits. We serve various industries with business owners policies, commercial auto coverage, and umbrella insurance. Our agents help businesses navigate complex insurance requirements while finding cost-effective solutions that match their specific operational needs.
Life Insurance
We offer life insurance options that provide financial protection for families and dependents. Our services include term life, permanent life, and supplemental insurance policies. Our agents work with clients to understand their unique circumstances and select appropriate coverage amounts that align with their financial goals and budgetary constraints.
Farm Insurance
Our farm insurance solutions protect agricultural operations with specialized coverage options. We offer farm owners insurance, crop insurance, and livestock protection policies. Our experienced agents understand the unique risks associated with farming operations and work with clients to create comprehensive insurance packages that safeguard their agricultural investments.
People
Terry Mammen
Agency Owner
Terry Mammen has served as agency owner for over 11 years, personally shopping clients' policies annually through 20+ insurance companies to ensure optimal pricing and coverage for each client's specific needs.
Kathleen Mammen
Agency Owner
Kathleen Mammen co-owns the agency and works closely with clients to understand their insurance requirements while maintaining the family-owned business's commitment to personalized service.
Carolyn Bell
Agency Manager
Carolyn Bell serves as agency manager with extensive experience in insurance operations, providing expert guidance to clients while overseeing the agency's day-to-day management and service delivery.
Michelle White
Professional Agent
Michelle White works as a professional agent with specialized knowledge in insurance products, helping clients navigate coverage options and select policies that best meet their protection needs.
Danielle Geller
Professional Agent
Danielle Geller provides professional insurance services with a focus on understanding client requirements and delivering customized insurance solutions that balance coverage and affordability.
Questions
What types of insurance do you offer?
We offer auto, home, life, commercial, farm, dental, and financial planning services, with coverage options tailored to individual and business needs.
How can I get a free insurance quote?
Call us at (816) 795-7200 or visit our website to speak with an agent and receive a personalized, no-obligation insurance quote.
Do you serve businesses outside Missouri?
Yes, we serve businesses in eight Midwestern states including Kansas, Nebraska, Iowa, Oklahoma, Texas, Florida, and Colorado.
What makes your agency different from others?
As a family-owned agency with 50+ years of experience, we combine local knowledge with access to multiple insurance carriers for personalized solutions.
Can you help with insurance claims?
Yes, our team assists with claims processing and policy updates throughout the life of your insurance coverage.
Do you offer 24/7 customer support?
While our office hours are Monday-Friday 8:30 AM-5:00 PM, we provide emergency contact options for urgent insurance needs.
