Business Details
35 Years
experience
Trusted Loan Specialists for Boats, RVs, and Manufactured Homes
Sterling Associates has been a trusted leader in specialty financing since 1991, dedicated to helping clients secure optimal loan solutions for boats, recreational vehicles, private aircraft, and manufactured homes. With over 30 years of industry experience and a team boasting 250+ combined years of expertise, we leverage deep relationships with lenders to deliver competitive rates and personalized service coast-to-coast. Our concierge-level approach ensures seamless transactions, from title searches to closing, while our rapid response system prioritizes client needs at every stage.We specialize in non-traditional financing scenarios, offering tailored solutions for complex purchases, and maintain a proven track record of closing $5 billion in boat loans alone. Our commitment to transparency, ethical practices, and client education has earned us enduring trust in the financing industry.
Services
Boat Loans
RV Loans
MFG Home Loans
Airplane Loans
Details
- Year established: 1991
Highlights and features
- We offer 35 years of specialized financing expertise
- Our team has 250+ combined years of industry experience
- We provide coast-to-coast personalized service
- We maintain exclusive lender relationships for competitive rates
- We guarantee rapid response and concierge-level attention
What people say
Special thanks for extra effort
Awesome to work with
Went above and beyond
Rapid response system
Expertise in non-traditional loans
Services
Boat Loans
Sterling Associates specializes in boat financing solutions tailored to both recreational and commercial vessel purchases. Our experts navigate complex loan structures to secure competitive rates for new and pre-owned boats. With $5 billion in successfully closed marine loans, we offer flexible terms and rapid approval processes for clients nationwide.
RV Loans
We provide customized financing options for motorhomes, travel trailers, and specialty RVs. Our team understands the unique requirements of RV ownership and offers loan programs with favorable terms for both new and used purchases. Clients benefit from dedicated support throughout the financing process and access to exclusive lender partnerships.
MFG Home Loans
Sterling Associates offers specialized loan programs for manufactured and modular homes, including site-built and factory-constructed properties. Our financing solutions accommodate various credit profiles and property types, with expert guidance on zoning requirements and long-term affordability. We maintain relationships with lenders who specialize in this niche market.
Airplane Loans
Our aviation financing division caters to private aircraft purchases, including fixed-wing planes and helicopters. We connect clients with lenders offering competitive rates for both personal and business-use aircraft. The team handles complex documentation requirements and provides tailored solutions for high-value transactions, ensuring compliance with FAA regulations and insurance standards.
People
Shawn Rogan
President
Shawn Rogan leads Sterling Associates' home office operations and regional teams, overseeing strategic growth and client service excellence. With decades of experience in specialty financing, he ensures the company maintains its reputation for ethical practices and industry leadership.
Tom Smith
Independent Senior Advisor
Tom Smith provides expert guidance on complex loan structures as an Independent Senior Advisor. His extensive industry knowledge helps clients navigate challenging financing scenarios, leveraging 30+ years of experience in specialty lending markets.
Chris Stevens
Vice President
Chris Stevens manages key client relationships and loan portfolio development as Vice President. He focuses on maintaining Sterling Associates' rapid response standards while expanding access to competitive financing options through strategic lender partnerships.
Phil Hawkins
Vice President
Phil Hawkins leads regional operations in Florida, specializing in boat and RV financing solutions. He brings specialized market knowledge to clients in the Southeast region, ensuring alignment between borrower needs and available loan programs.
Doug Howell
Sales Associate
Doug Howell assists Florida clients with boat financing, earning recognition for exceptional customer service. His hands-on approach ensures smooth transactions, as demonstrated by client testimonials praising his dedication to closing complex deals efficiently.
Questions
What types of loans does Sterling Associates offer?
We specialize in boat loans, RV financing, manufactured home loans, and private aircraft financing, providing tailored solutions for each category with competitive rates and flexible terms.
How quickly can Sterling Associates process a loan?
Our rapid response system ensures prompt attention to applications, with dedicated team members guiding clients through each step to expedite approvals while maintaining thorough due diligence.
Do you work with clients nationwide?
Yes, we operate coast-to-coast with regional representatives in multiple states, serving clients in all 50 states through our centralized home office and local contacts.
What makes Sterling Associates different from other lenders?
Our 35-year track record, $5 billion in closed boat loans, and team with 250+ combined years of experience provide unmatched expertise in specialty financing markets.
Can I apply for financing online?
Yes, we offer downloadable applications for all loan types and provide online submission options, with dedicated support available to assist applicants throughout the process.
