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Business Details
30 Years
experience
Trusted Boat & RV Loan Solutions Nationwide
Trident Funding is a leading financing company specializing in Boat, Yacht, RV, and Aircraft Loans. With nearly 30 years of industry experience, we provide tailored financing solutions for both new and used vessels, ensuring competitive rates and personalized service. Our team of experts guides clients through the entire loan process, from application to approval, while maintaining a 98% customer satisfaction rate based on over 300 reviews.

As part of Boats Group, we leverage extensive industry partnerships to offer nationwide service, including marine surveys, insurance coordination, and titling assistance. Our commitment to transparency, integrity, and customer-centric service has solidified our reputation as the most trusted boat and RV loan provider in the U.S.
Services
Boat Loans RV Loans Extended Service Plans Roadside Assistance GAP Protection
Details
  • Year established: 1996
Highlights and features
  • 30 years of specialized marine and RV lending expertise
  • Nationwide service with local office support coast to coast
  • 98% customer satisfaction rate from 300+ reviews
  • Access to 40+ lending partners for competitive rates
  • Comprehensive protection plans for boats and RVs
Associations and certifications
  • NMLS ID 1740883
What people say
Excellent service Quick approval Knowledgeable staff Competitive rates Reliable protection plans
Services
Boat Loans
Trident Funding offers specialized boat loans for new and used vessels, from small fishing boats to luxury yachts. Our financing options include competitive interest rates, flexible terms up to 14 years, and loan amounts up to $1,000,000. With partnerships across 40+ lenders, we ensure tailored solutions for recreational and commercial marine purchases.
RV Loans
We provide comprehensive RV financing for motorhomes, travel trailers, and fifth wheels. Our loan programs accommodate various credit profiles with terms up to 120 months and coverage for vehicles up to 20 years old. Specialized protections like GAP coverage and extended service plans enhance our financing offerings.
Extended Service Plans
Trident Funding partners with providers to offer extended service contracts for boats and RVs. Coverage includes mechanical/electrical failures, towing assistance, and food spoilage reimbursement. Plans range from 3-7 years with deductible options and nationwide service network access.
Roadside Assistance
Our 24/7 roadside assistance plans cover towing, jump starts, tire changes, and lockout services for boats and RVs. Members receive priority dealership appointments, trip routing, and concierge services. Coverage extends to connected tow vehicles with plans starting at $25/month.
GAP Protection
GAP DEFENSE coverage protects against financial loss when a boat or RV is totaled or stolen. Policies cover up to $50,000 in claims and include primary deductible reimbursement up to $1,000. Coverage lasts up to 120 months with eligibility for vehicles up to 20 years old.
People
James Foley
Co-Founder
Co-founded Trident Funding in 1996 with over 30 years of marine lending experience. Instrumental in establishing partnerships with 40+ financial institutions to expand financing options for recreational vehicle buyers.
Robert Dunford
Co-Founder
Brings extensive boat loan expertise to Trident Funding's leadership team. Focuses on maintaining financial stability and lender relationships to ensure competitive rates for clients nationwide.
Michael Bryant
Co-Founder
Leads Trident Funding's commitment to personalized service. Oversees operations across six regional offices to maintain high customer satisfaction scores and industry-leading approval rates.
Questions
What boat loan options are available?
We offer financing for boats priced from $25,000 to $1,000,000 with terms up to 14 years. Options include new/used boat loans, yacht financing, and refinancing programs.
How do RV loan rates work?
Rates depend on credit profile, loan term, and vehicle age. Use our online calculator to estimate payments with APR options displayed clearly during application.
What protection plans are offered?
We provide extended service contracts, GAP coverage, roadside assistance, and tire protection plans for boats and RVs through trusted third-party providers.
How long does loan approval take?
Most applicants receive approval within 24-48 hours after submitting required documentation through our secure online portal.
Are there fees for loan processing?
We disclose all fees upfront, including documentation fees and closing costs. No hidden charges apply to our financing programs.
Can I refinance my current loan?
Yes, we offer refinance options for existing boat and RV loans to help clients secure better rates or adjust loan terms.