Business Details
41 Years
experience
Your Trusted Partner for Financial Advisers Solutions
Since 1985, United Financial Service has provided financial confidence to clients across the Syracuse area and nationwide. Our philosophy centers on treating clients' retirement, investments, and taxes as if they were family matters, ensuring personalized attention and long-term security. Our team of dedicated professionals brings decades of combined experience in financial planning, tax strategies, and wealth management. We pride ourselves on delivering best-in-class service and confidence, helping thousands secure their financial futures through tailored strategies.With offices in Liverpool, Cortland, and Fayetteville, NY, we combine local expertise with national reach. Our approach emphasizes loyalty, trust, and adaptability, addressing evolving financial climates to help businesses thrive and individuals maximize their earnings. Our commitment to excellence is reflected in our credentials, including FINRA licenses and partnerships with leading financial institutions.
Services
Retirement Planning
Tax Preparation
Estate Planning
QuickBooks Training
Payroll Services
Details
- Year established: 1985
Highlights and features
- We offer 35+ years of experience in financial planning and tax strategies.
- Our team includes FINRA-licensed professionals with diverse industry expertise.
- We provide personalized, client-centered approaches to retirement and wealth management.
- Our community involvement demonstrates commitment to local and national causes.
- We ensure thorough tax preparation unmatched by online services.
Services
Retirement Planning
Our CERTIFIED FINANCIAL PLANNER professionals create customized retirement strategies addressing income needs, risk management, and estate planning. We help clients navigate Social Security optimization, employer-sponsored plans, and investment growth to ensure financial security for life. Our four-step process includes goal assessment, detailed planning, and ongoing adjustments for evolving needs.
Tax Preparation
We provide comprehensive tax filing services for individuals and businesses, focusing on maximizing refunds and minimizing liabilities. Our team stays current with federal and state regulations to ensure accurate returns while identifying deductions and credits online services often miss. We offer year-round tax strategy consultations for proactive planning.
Estate Planning
We help clients preserve wealth through wills, trusts, and tax-efficient transfer strategies. Our specialists address estate tax implications, probate avoidance, and survivorship needs for both small estates and high-net-worth individuals. We coordinate with legal professionals to ensure documents align with overall financial plans.
QuickBooks Training
CertifiedPro advisors teach business owners to effectively use QuickBooks for daily operations. Training covers transaction entry, financial reporting, and workflow optimization with ongoing support for system troubleshooting and advanced features to improve accounting efficiency.
Payroll Services
Our experienced team handles payroll processing, tax filings, and compliance reporting for local businesses. Services include wage calculations, direct deposit processing, and year-end W-2 preparation. We ensure adherence to federal and state regulations while maintaining accurate financial records.
People
Paul Spero
Founder, President
With 35+ years in financial services, Paul founded United Financial Service in 1985. He specializes in wealth management and tax strategies, expanding the firm to three New York locations. He works directly with clients on retirement planning and business growth strategies.
Ben Loder
Financial Advisor
A FINRA Series 7, 24, and 66 licensed advisor since 2019, Ben specializes in retirement, insurance, and estate planning. He applies banking industry experience to develop client-centered strategies while serving as a trusted tax preparation specialist.
Myla Bseirani
Accountant & Tax Specialist
With 30+ years of tax expertise, Myla provides strategic planning for individuals and businesses. She combines technical knowledge with community engagement, supporting veterans' charities and small business financial growth through personalized advisory services.
Joseph Correia
Financial Advisor
A FINRA Series 7, 63, and 65 licensed professional, Joe brings seven years of Syracuse-based advisory experience. He focuses on investment strategies and tax-efficient retirement solutions while maintaining active involvement in client education initiatives.
Rebecca Bain
Accounting & Tax Specialist
Since joining in 1991, Becky has provided tax compliance and accounting support. With a SUNY Utica/Rome degree, she specializes in individual and business tax preparation, ensuring accurate filings and regulatory compliance for long-term clients.
Questions
What financial planning services do you offer?
We provide retirement planning, tax preparation, estate planning, QuickBooks training, and payroll services tailored to individual and business needs.
How does your retirement planning process work?
Our four-step process includes an introductory meeting, detailed financial assessment, customized roadmap creation, and ongoing plan adjustments as life circumstances change.
Are your advisors credentialed?
Yes, our team includes FINRA-licensed professionals and CertifiedPro QuickBooks Advisors with decades of combined industry experience.
Do you serve clients outside New York?
While based in New York, we serve clients nationwide through virtual consultations and digital document management systems.
What sets you apart from online tax services?
Our personalized approach identifies deductions and planning opportunities automated systems miss, maximizing refunds and long-term tax efficiency.
How can I schedule a consultation?
Contact us at (315) 451-5885 or through our website to arrange an introductory meeting during regular business hours or by appointment.
