Business Details
32 Years
experience
Your Trusted Mortgage Partner in Shelby Township, MI
Keystone Mortgage has been delivering quality mortgage solutions since 1994. Our team of seasoned mortgage experts is committed to helping clients navigate the home financing process with personalized guidance and industry-leading expertise. We prioritize employee development to ensure a culture of excellence and customer-centric service. Recognized for our integrity and reliability, we maintain a strong reputation in both mortgage and real estate sectors.Our approach combines deep market knowledge with tailored solutions to meet diverse client needs. With decades of collective experience, we empower clients to achieve homeownership goals through transparent, ethical practices. Our Shelby Township, MI-based team offers free initial consultations to start clients on the path to financial success.
Services
Purchase Mortgages
Refinancing
Jumbo Loans
FHA Loans
VA Loans
Reverse Mortgages
Down Payment Assistance
Details
- Year established: 1994
Highlights and features
- We have over 25 years of experience in mortgage financing.
- Our team includes NMLS-certified loan officers with specialized expertise.
- We offer diverse loan options for unique financial situations.
- We provide free initial consultations for personalized guidance.
- We maintain industry-leading standards for customer service.
Services
Purchase Mortgages
We offer customized mortgage solutions for home purchases, helping clients find financing options that align with their budget and lifestyle. Our team guides buyers through every step of the process, from pre-approval to closing, ensuring a seamless experience. With access to diverse loan products, we cater to first-time buyers and experienced homeowners alike.
Refinancing
Our refinancing services help homeowners reduce interest rates and monthly payments. We analyze current market conditions and client financial profiles to identify optimal refinancing opportunities. The process includes rate locks, document preparation, and timely closing coordination to maximize client savings.
Jumbo Loans
We provide jumbo loans for properties exceeding conforming loan limits set by Fannie Mae and Freddie Mac. These specialized mortgages cater to luxury home buyers or those in high-cost areas. Our experts explain eligibility requirements and help clients navigate the underwriting process for larger loan amounts.
FHA Loans
Our FHA loan program offers low down payment options with flexible credit requirements. Designed for first-time buyers, these mortgages provide accessible pathways to homeownership. We explain FHA guidelines and help clients determine if this federally insured option suits their needs.
VA Loans
We specialize in VA loans for eligible veterans, active-duty personnel, and surviving spouses. These zero-down-payment mortgages offer competitive rates and reduced closing costs. Our team assists applicants with documentation and certification to streamline the home purchase or refinance process.
People
Steve Tyree
Senior Loan Officer & Branch Manager
Steve Tyree, NMLS# 167513, brings extensive mortgage expertise to clients. As Branch Manager, he oversees loan operations and ensures personalized service for every client's home financing needs.
Doug Engelhardt
Senior Loan Officer
Doug Engelhardt, NMLS# 136064, specializes in mortgage solutions with over two decades of industry experience. He helps clients navigate loan options while maintaining a focus on customer satisfaction.
Lindsey Smith
Loan Officer
Lindsey Smith, NMLS# 1465658, provides personalized mortgage guidance. With deep local market knowledge, she helps clients achieve homeownership goals through transparent communication and tailored financing strategies.
Don Geml
Senior Loan Officer
Don Geml, NMLS# 136081, offers specialized mortgage expertise. His client-focused approach ensures clear explanations of loan programs and streamlined processing for purchase and refinance transactions.
Elizabeth Billiu
Loan Officer
Elizabeth Billiu, NMLS# 1622091, assists clients with mortgage needs using her comprehensive industry knowledge. She prioritizes timely communication and personalized solutions for first-time buyers and experienced homeowners.
Questions
What mortgage services do you offer?
We provide purchase mortgages, refinancing, jumbo loans, FHA loans, VA loans, reverse mortgages, and MSHDA down payment assistance programs.
Do you offer VA loans for veterans?
Yes, we specialize in VA loans for eligible veterans, active-duty personnel, and surviving spouses with zero down payment options.
Can I get pre-approved for a mortgage?
Yes, our team offers free initial consultations and pre-approval services to help you understand your home buying budget.
Do you provide reverse mortgages?
Yes, we offer reverse mortgages to help senior citizens convert home equity into cash for retirement income needs.
Are you licensed to operate in Michigan?
Yes, we operate as Mortgage One Keystone Branch (NMLS#129386) and our loan officers hold individual NMLS certifications for Michigan services.
