Business Details
Your Trusted Mortgage Broker in Plymouth, MI
National Home Lending has built a reputation as a trusted mortgage brokerage committed to empowering homeownership through personalized service and industry expertise. With over two decades of experience, our team specializes in navigating complex lending landscapes to secure tailored mortgage solutions for clients. We prioritize client service above all else, assembling a nationwide network of professionals to ensure every customer receives dedicated support from initial consultation through closing and beyond.Our executive leadership brings deep product knowledge and a track record of success, having closed over $1 billion in residential loan volume while maintaining a steadfast commitment to accessibility and ethical practices. We specialize in fixed-rate, adjustable-rate, FHA, VA, USDA, and jumbo loan programs, providing comprehensive guidance to help clients achieve their homeownership goals.
Services
Mortgage Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Refinancing
Credit Counseling
Closing Cost Guidance
Loan Process Education
Accessibility Support
Highlights and features
- We offer 23 years of mortgage lending expertise with $1B+ in closed loans
- Our team provides personalized service from application through closing
- Specialized in helping clients with unique financial situations
- Executive leadership maintains NMLS-certified professional standards
- Committed to website accessibility for all users including those with disabilities
Services
Mortgage Loans
We provide comprehensive mortgage loan solutions tailored to individual financial situations. Our services include fixed-rate and adjustable-rate mortgages, helping clients purchase or refinance residential properties. Our experienced team guides borrowers through the entire loan process with personalized support.
FHA Loans
Specialized FHA loan programs offer low down payment options for qualified borrowers. These government-insured mortgages provide accessible homeownership opportunities with competitive interest rates. Our experts help clients navigate FHA loan requirements and benefits.
VA Loans
We offer VA loan programs designed for military veterans and active service members. These zero-down payment mortgages provide exceptional benefits including no private mortgage insurance requirements. Our team specializes in maximizing VA loan entitlements for eligible borrowers.
USDA Loans
Our USDA loan program provides no-down-payment options for homes in eligible rural and suburban areas. This specialized mortgage solution offers competitive rates and favorable terms for qualified buyers seeking affordable homeownership opportunities in designated locations.
Jumbo Loans
We provide jumbo loan solutions for high-value properties exceeding conventional loan limits. These specialized mortgages cater to luxury home buyers with unique financing needs. Our experts help clients navigate the specific requirements of non-conforming loan programs.
People
Joe Sellers III
Executive Vice President
With 23 years of mortgage lending experience, Joe has closed over $1 billion in residential loans. He specializes in finding solutions for clients with complex financial situations.
Nicole Sellers
Executive Processor
As lead processor, Nicole ensures smooth loan processing and documentation management. She brings extensive experience in mortgage operations and client communication.
Questions
What mortgage loan options do you offer?
We offer fixed-rate, adjustable-rate, FHA, VA, USDA, and jumbo loan programs to meet diverse homeownership needs.
How does the mortgage application process work?
Start with pre-qualification to determine your borrowing power, then submit documentation for pre-approval before selecting your property.
What credit score is needed for a mortgage?
While requirements vary by loan type, we help clients understand their credit profile and improve scores when needed.
Can I get a mortgage with low down payment?
Yes, we offer FHA loans with 3.5% down, VA loans with no down payment, and USDA loans for eligible areas.
How can I refinance my current mortgage?
We evaluate your existing loan to determine if refinancing can lower payments, reduce interest rates, or adjust loan terms.
Is your website accessible for users with disabilities?
Yes, we use UserWay accessibility tools to ensure our website complies with WCAG 2.1 standards for all users.
