Business Details
Your Trusted Partner for Comprehensive Banking Solutions
At First Bank, we prioritize your financial well-being through personalized banking solutions tailored to individual and business needs. With a heritage of community-focused service, we offer a comprehensive suite of products including personal checking and savings accounts, mortgage and agricultural loans, and specialized commercial banking services. Our team of experienced professionals delivers expert wealth management guidance, ensuring clients achieve long-term financial goals through strategic planning and investment advisory services. Operating as a privately-held institution, we combine cutting-edge technology with a customer-first philosophy, maintaining over 20 digital integrations to enhance banking efficiency. Our agricultural lending division supports farmers with operating lines of credit, equipment financing, and real estate loans, reflecting our commitment to rural communities.Through First Trust and Wealth Management, we provide fiduciary services, estate planning, and asset protection strategies backed by certified financial consultants. Our digital banking platform enables 24/7 account access, mobile check deposit, and real-time transaction monitoring, ensuring convenience without compromising security. As an FDIC-insured institution, we maintain rigorous compliance standards while fostering local economic growth through targeted lending programs. Our North Carolina expansion extends these trusted services to new communities, maintaining the same personalized approach that defines our Virginia-based operations.
Services
Personal Checking Accounts
Mortgage Loans
Agricultural Lending
Wealth Management
Digital Banking
Commercial Banking
Personal Loans
Trust Services
Investment Advisory
Mobile Banking
Highlights and features
- We offer personalized banking solutions tailored to individual needs
- Our team provides expert agricultural lending support with local market knowledge
- We prioritize customer relationships through a community-focused approach
- Our wealth management services combine fiduciary responsibility with strategic planning
- We provide 24/7 digital banking accessibility with advanced security features
Associations and certifications
- Federal Deposit Insurance Corporation (FDIC)
Services
Personal Checking Accounts
Our personal checking accounts provide flexible banking solutions with features like mobile deposit, bill pay, and debit card rewards. Designed for everyday financial management, these accounts offer competitive interest rates and low minimum balance requirements. Customers benefit from 24/7 digital access and nationwide ATM networks while maintaining FDIC-insured security.
Agricultural Lending
Specialized agricultural loans support farmers with operating lines of credit, equipment purchases, and real estate financing. Our local lenders understand agricultural market cycles and offer USDA-guaranteed programs. Services include crop insurance guidance and tailored repayment schedules that align with farming income patterns.
Wealth Management
Comprehensive wealth management services include investment advisory, estate planning, and retirement strategies. Our certified advisors create personalized portfolios considering risk tolerance and long-term goals. The division also offers trust administration and asset protection planning with fiduciary oversight.
Digital Banking
Our digital banking platform enables account management through mobile apps and web portals. Features include real-time transaction tracking, person-to-person payments, and document sharing. Security measures include biometric login and encrypted communications for safe 24/7 access.
Mortgage Loans
Residential mortgage programs include conventional, government-backed, and construction loans with competitive rates. We offer no-down-payment options and jumbo loans for high-value properties. The process includes pre-approval guidance and personalized rate-lock options.
Questions
How do I open a personal checking account?
Visit our website to start the online application process or contact your local branch for in-person assistance with account opening requirements.
What agricultural loan options are available?
We offer farm operating loans, equipment financing, real estate loans, and USDA-guaranteed programs tailored to agricultural businesses.
Is mobile banking secure?
Our mobile app uses advanced encryption and biometric authentication to ensure secure 24/7 account access and transactions.
Do you offer investment advisory services?
Yes, through First Trust and Wealth Management, we provide personalized investment strategies and fiduciary services.
What mortgage loan types are available?
We offer conventional, jumbo, VA, FHA, USDA, and construction-to-permanent mortgage loans with competitive rates.
How can businesses access commercial banking services?
Contact our commercial lending team for tailored solutions including cash management, lines of credit, and business insurance.
