Business Details
Your Trusted Partner for Banking Solutions in Orange County
Orange County's Credit Union has been dedicated to serving the financial needs of its community since its founding. With a focus on personalized service and innovative solutions, we offer a comprehensive range of banking products including personal and business accounts, home and auto loans, credit cards, and wealth management services. Our team of experienced professionals is committed to helping members achieve their financial goals through tailored guidance and competitive rates.We prioritize transparency, security, and convenience, providing 24/7 digital access, surcharge-free ATMs, and in-branch support. Recognized for our community involvement and customer-centric approach, we strive to build lasting relationships by delivering exceptional value and trustworthiness to every member we serve.
Services
Home Loans
Vehicle Loans
Credit Cards
Wealth Management
Business Banking
Personal Loans
Checking Accounts
Savings Accounts
Insurance Services
Youth Accounts
Highlights and features
- We offer 24/7 digital banking with free mobile and online access.
- Our competitive loan rates include options with as little as 0% down.
- We provide personalized wealth management services with licensed financial advisors.
- We operate 11 local branches with extended Saturday hours for convenience.
- Our members gain access to 30,000 surcharge-free ATMs nationwide.
Associations and certifications
- NCUA
- CO-OP ATM Network
What people say
Competitive loan rates
Knowledgeable advisors
24/7 digital access
Rebate programs
Community focus
Services
Home Loans
We offer fixed and adjustable-rate home loans with down payment options as low as 0%. Our mortgage specialists provide personalized guidance through the loan process, including pre-approval, rate locks, and closing support. Members benefit from competitive rates and exclusive programs like the Home Connections rebate for homebuyers.
Vehicle Loans
Finance new or used vehicles with competitive APRs and flexible terms. We offer refinancing options for existing loans and specialized financing for motorcycles, RVs, and boats. Our process includes instant credit checks and pre-approval to streamline vehicle purchases.
Wealth Management
Our LPL Financial Advisors provide customized portfolio management and retirement planning services. We offer mutual funds, annuities, and insurance products with a focus on risk management and long-term growth strategies tailored to individual financial goals.
Business Banking
We support local businesses with checking accounts, vehicle loans, and commercial real estate financing. Services include cash management tools, merchant processing, and dedicated relationship managers to help businesses grow and manage cash flow effectively.
Digital Banking
Access accounts 24/7 through mobile apps, online banking, and telephone services. Features include bill pay, mobile check deposit, real-time alerts, and card control tools to manage spending and enhance security for debit and credit cards.
People
Robert Flores
LPL Financial Advisor
Serves Santa Ana, Long Beach, and Chino branches. Specializes in retirement planning and investment strategies with over 15 years of experience in wealth management.
Robert Kirkland
LPL Financial Advisor
Supports Anaheim, Fullerton, and Yorba Linda members. Focuses on portfolio development and insurance solutions with a decade of financial advisory experience.
Fadi Mansour
LPL Financial Advisor
Provides wealth management services in Huntington Beach, Irvine, and Mission Viejo. Expertise in tax-efficient investment strategies and estate planning.
Questions
What loan options are available for first-time homebuyers?
We offer 0% down payment programs and competitive mortgage rates for qualified first-time buyers.
Can I access my accounts outside business hours?
Yes, our online and mobile banking platforms provide 24/7 account access.
Do you offer business checking accounts?
Yes, we provide business checking, savings, and commercial lending services tailored to small businesses.
Are there fees for using ATMs?
No, you get free access to 30,000 surcharge-free ATMs nationwide through the CO-OP Network.
How can I report a lost credit card?
Call (888) 354-6228 and press option 2 after business hours to report lost or stolen cards.
What insurance products do you offer?
We provide auto, home, life, and renters insurance through Apollo Insurance Services with competitive rates.
