Business Details
Your Trusted Mortgage Broker in Cedar Hills
At Sterling Capital, we set a high standard in the mortgage industry by prioritizing quality customer service and placing clients first. Our team specializes in guiding clients through the home loan process to help them confidently select the best mortgage for their needs. With expertise in residential lending, we offer personalized consultations and a streamlined online application process. We aim to build lifelong client relationships by delivering reliable service and transparent communication. Our professionals work continuously to make homeownership accessible and stress-free for every client we serve. 
Services
Conventional Loans
FHA Loans
VA Loans
Refinance Loans
Jumbo Loans
Construction Loans
Investor Loans
No Income Verification Loans
Credit Problem Loans
Second Mortgage Loans
Highlights and features
- We offer a variety of loan programs tailored to unique financial situations.
- Our team provides personalized guidance through the mortgage process.
- We prioritize community involvement through initiatives like the Sterling Schools Program.
- Our online application ensures a fast, secure, and user-friendly experience.
- We specialize in assisting clients with credit challenges or high debt ratios.
What people say
Helping clients achieve homeownership
Generous donations to schools
Professional and honest integrity
Dedication to community needs
Streamlined application process
Services
Conventional Loans
Conventional loans offer competitive rates with 5% down payments, requiring fair-to-good credit and income verification. These mortgages suit borrowers seeking stability and standard lending terms. Our team simplifies the process for qualified applicants.
FHA Loans
FHA loans require as little as 3% down, backed by the Department of Housing and Urban Development. They allow seller contributions toward closing costs and cater to first-time homebuyers or those with limited savings.
VA Loans
VA loans support qualified veterans and military personnel with zero down payment options and flexible terms. Backed by the federal government, these loans provide accessible homeownership opportunities for service members.
Credit Problem Loans
Designed for borrowers with troubled credit histories, these loans offer pathways to homeownership despite past financial challenges. We provide tailored solutions to help clients rebuild their credit through responsible lending.
Construction Loans
Construction loans finance up to 90% of land and building costs, offering one-time closing or adjustable-rate options. Ideal for clients building custom homes with streamlined approval processes.
Questions
What types of mortgage loans do you offer?
We offer conventional, FHA, VA, jumbo, refinance, construction, and credit-challenged loan programs tailored to diverse financial situations.
How can I start the mortgage application process?
Begin with our fast, free, and secure online application or contact our team for personalized guidance through each step.
Do you work with clients who have credit challenges?
Yes, we specialize in mortgage solutions for clients with credit issues, including bankruptcy or high debt ratios.
What areas do you serve?
We primarily serve Utah residents but offer loan programs available in multiple states.
How does your community support program work?
Our Sterling Schools Program donates $100 to local schools chosen by clients, supporting educational initiatives across the communities we serve.
