Business Details
50+ Years
experience
Your Trusted Credit Union in Pueblo, CO
Established in 1936 by postal workers, Pueblo Government Agencies Federal Credit Union (PGAFCU) has grown while maintaining its founding principle of mutual cooperation among members. We offer a comprehensive range of financial services including savings accounts, loans, insurance, and digital banking solutions tailored to meet diverse member needs. Our commitment to community is reflected in exclusive member perks, educational resources, and personalized financial guidance. With two physical locations in Pueblo and Florence, Colorado, and 24/7 ATM access nationwide, we prioritize accessibility and convenience.Our 'Once a member, always a member' policy ensures lifelong financial partnership, while our low-interest loan programs and credit-building initiatives demonstrate dedication to member financial success. Backed by NCUA federal insurance, we combine local expertise with modern financial tools to serve individuals and families across southern Colorado.
Services
Checking Accounts
Savings Accounts
Auto Loans
Mortgage Loans
Credit Cards
Insurance Services
Digital Banking
Student Loans
Personal Loans
Financial Education
Details
- Year established: 1936
Highlights and features
- We offer auto loans with APRs as low as 5.49% for qualified borrowers
- Our credit-building programs help members establish or improve credit scores
- 24/7 access to 30,000+ surcharge-free ATMs nationwide
- We provide personalized financial education resources for all life stages
- Our 'Once a member, always a member' policy ensures lifelong banking relationships
Associations and certifications
- NCUA
What people say
Great loan rates
Friendly service
Easy online banking
Helpful financial guidance
Reliable credit union
Services
Auto Loans
PGAFCU offers competitive auto loans for new and used vehicles with APRs starting at 5.49%. Our financing options include terms up to 72 months for qualified borrowers. We provide pre-approval assistance and vehicle valuation services to ensure transparent, hassle-free transactions for members purchasing cars, trucks, or SUVs.
Digital Banking
Our digital platform enables 24/7 account management through mobile apps and web portals. Features include bill payment, mobile check deposit, card control, and real-time transaction alerts. Members can securely access account information, transfer funds, and monitor balances from any internet-connected device.
Credit Building
Specialized programs help members establish or rebuild credit through secured loans and credit cards. The Second Chance program offers guaranteed approval for qualifying applicants with terms from 9-60 months. All products report to major credit bureaus to help members improve their financial standing.
Savings Accounts
We offer multiple savings options including traditional share accounts, youth savings, and Christmas club accounts. Our tiered interest rates reward consistent savers while maintaining liquidity. Minimum deposit requirements start at $25 for basic accounts with higher-yield options available.
Insurance Services
PGAFCU partners with TruStage and American Income Life to provide auto, home, and life insurance products. Members receive exclusive discounts on bundled policies and access to 24/7 claims support. Coverage options include GAP protection, extended warranties, and accidental death benefits.
Questions
How do I become a PGAFCU member?
Membership requires a $25 initial deposit to open a share savings account. Eligibility extends to immediate family members of current members or those who previously qualified through employment.
What loan types are available?
We offer auto loans, motorcycle/RV financing, signature loans, mortgage loans through partner lenders, student loans, and credit-builder products with competitive rates for qualified applicants.
Is my money safe at PGAFCU?
Yes, all deposits are federally insured up to $250,000 through the NCUA. We maintain strict security protocols for both physical and digital transactions.
Do you offer mobile banking features?
Our mobile app provides card control, mobile check deposit, bill payment, and real-time account alerts. Download the PGAFCU app from your device's app store for free access.
What are your branch hours?
Pueblo branch operates Monday-Friday 8:30am-5:00pm and Saturday 9:00am-12:30pm. Florence branch is open Monday-Friday 8:30am-1:00pm and 2:00pm-5:00pm.
