Business Details
50+ Years
experience
Trusted Credit Union Services in Colorado Springs
Founded in 1959, School District 3 Federal Credit Union has dedicated itself to the credit union philosophy of 'people helping people.' We provide quality financial services in a safe, member-focused environment tailored to employees, students, and families of local school districts and affiliated organizations. Our offerings include savings accounts, loans, and specialized programs like the STAR STUDENT SAVER initiative, which rewards academic achievement with financial incentives. With over six decades of service, we prioritize community needs through competitive auto loan rates, mortgage calculators, and personalized financial solutions.Our commitment to transparency is reflected in our published fee schedules, wire transfer instructions, and educational resources like the 'Dollars & Sense' newsletter. We operate from our main office in Colorado Springs, Colorado, with clear hours for lobby, drive-up, and Saturday services. Our team emphasizes security awareness through scam prevention tips and provides accessible tools like mobile banking apps for account management. As a member-owned institution, we focus on long-term relationships rather than profit, ensuring our services align with the evolving needs of the educational communities we serve.
Services
Savings Accounts
Auto Loans
Mortgage Loans
Student Saver Program
Wire Transfers
CD Builder Accounts
Details
- Year established: 1959
Highlights and features
- We've served local school districts since 1959 with specialized financial expertise
- Our STAR STUDENT SAVER program rewards academic achievement with real savings
- Competitive auto loan rates and mortgage options for member financial growth
- Transparent fee schedules and 24-month CD builder programs for savers
- Community-focused services supporting educational institutions and their families
Services
Auto Loans
Competitive auto loan rates for new and used vehicles with flexible terms. Our loan specialists help members find affordable payment options through our online calculators and in-person consultations. Available to qualified applicants with final credit approval.
Savings Accounts
Secure savings solutions with tiered options including standard savings, money market accounts, and specialized youth programs. Features include 24/7 account access, mobile check deposit, and automatic savings transfer options to help members achieve financial goals.
Mortgage Loans
Comprehensive mortgage lending services for home purchases and refinancing. Our online mortgage calculator helps estimate payments with various interest rates and terms. Loan officers provide personalized guidance through the application process for qualified borrowers.
Student Saver Program
STAR STUDENT SAVER program rewards K-12 academic achievement with $1 deposits per 'A' grade. Requires minimum balances of $250 (adults) or $50 (minors) with auto-renewal terms and early withdrawal penalties to encourage long-term savings habits.
Wire Transfers
Secure domestic wire transfer services with $30 fees for outgoing transfers. Requires completed forms and member signature. Processing available until 2 p.m. Monday-Friday with next-business-day handling for late submissions.
Questions
Who is eligible for membership?
Employees, students, and family members of Widefield School District 3, Fountain-Ft. Carson School District 8, and affiliated educational organizations qualify for membership.
What loan types do you offer?
We provide auto loans, mortgage loans, and specialized financing options with competitive rates for qualified members through our Loan Specials program.
How does the Student Saver program work?
K-12 students earn $1 deposits for each 'A' grade on quarterly report cards with a qualifying savings account maintaining minimum balance requirements.
What are your branch hours?
Lobby hours: Mon-Fri 9 a.m.-5 p.m. Drive-up: Mon-Fri 8 a.m.-5:30 p.m. Saturday hours: 8 a.m.-12 p.m.
How do I report a lost debit card?
Contact us immediately at (719) 392-8439 during business hours or use our online resources for debit card dispute procedures and replacement requests.
