Business Details
42 Years
experience
Your Trusted Insurance Partner in Colorado Since 1984
Founded in 1984, we are Colorado's longest-standing independent insurance brokerage, dedicated to providing comprehensive coverage solutions tailored to individual and business needs. As a family-owned operation, we prioritize personalized service, leveraging decades of industry expertise to help clients navigate complex insurance markets. Our team of licensed professionals works with top-tier carriers across health, auto, home, life, and commercial insurance, ensuring competitive pricing and customized protection. Recognized by the Denver Business Journal as a leading local agency, we combine objective market analysis with a commitment to community service, including partnerships with organizations like Food For Thought Denver.Our proprietary Analyzers tool streamlines quote comparisons, while our local brokers offer hands-on support for claims and policy management. With 35 years of service to Wheat Ridge and Arvada, we maintain a client-first philosophy, advocating for policyholders rather than insurers. Our multistate licensing enables broader accessibility, and our Connect for Health Colorado certification ensures compliance with state health insurance standards. Through volunteer initiatives and nonprofit collaborations, we reinforce our mission to protect both financial security and community well-being.
Services
Home Insurance
Auto Insurance
Business Insurance
Medicare Plans
Individual Health
Life Insurance
Dental Insurance
Group Health
Employee Benefits
Commercial Insurance
Details
- Year established: 1984
Highlights and features
- 35+ years serving Colorado communities with insurance expertise
- Independent brokerage with access to multiple top-tier carriers
- Proprietary Analyzers tool for objective market comparisons
- Certified Connect for Health Colorado enrollment center
- Community-focused business with local nonprofit partnerships
Associations and certifications
- Denver Business Journal Top Insurance Agency
- HaystackHelp.com Registered Company
- Safeco Make More Happen Award Winner
Services
Health Insurance
We provide comprehensive health insurance solutions for individuals and groups, including marketplace plans through Connect for Health Colorado. Our brokers help clients compare options from major carriers like United Healthcare and Anthem Blue Cross Blue Shield. With specialized Medicare expertise and proprietary analysis tools, we ensure optimal coverage selection at competitive rates while maintaining compliance with state and federal regulations.
Auto Insurance
Our auto insurance services offer protection for personal and commercial vehicles through top-rated providers including Progressive and Travelers. We help clients compare policies for liability, collision, and comprehensive coverage while leveraging our independent broker status to negotiate competitive premiums. Our team assists with claims processing and policy adjustments to maintain continuous protection.
Home Insurance
We provide residential insurance solutions covering homes, renters, and umbrella policies through carriers like Safeco and Nationwide. Our brokers assess individual risk factors to recommend appropriate coverage levels while explaining policy details clearly. We maintain relationships with multiple insurers to help clients find cost-effective protection that meets specific property needs.
Business Insurance
Our commercial insurance services protect businesses with policies covering general liability, workers' compensation, and commercial auto. We work with providers like Hartford and CNA to create customized risk management solutions for Colorado companies. Our brokers help business owners understand policy requirements and select coverage that aligns with industry-specific needs and regulatory standards.
Medicare Plans
We specialize in Medicare insurance solutions, helping seniors compare Advantage plans and supplemental policies. Our certified agents explain enrollment options through Connect for Health Colorado while providing objective comparisons of available plans. We maintain relationships with major providers like Kaiser Permanente and Humana to help clients select coverage that matches their healthcare needs and budget.
People
Paul LoNigro
President
Paul leads our agency with over 35 years of Colorado insurance experience. He established our community-focused approach, including the Safeco award-winning partnership with Food For Thought Denver. Paul hosts local radio segments about insurance education and oversees strategic operations while maintaining active client relationships.
Tara Belamour
Broker
Tara provides personalized insurance solutions with expertise in health and life insurance products. She assists clients through Connect for Health Colorado and maintains multiple industry certifications. Tara coordinates with carriers like Anthem Blue Cross Blue Shield to ensure policyholder needs are met while supporting our community initiatives.
David Anderson
Senior Broker
David specializes in commercial insurance with focus on workers' compensation and general liability policies. He has over 20 years of experience placing coverage with carriers like Pinnacol Assurance. David works closely with Colorado businesses to develop comprehensive risk management strategies tailored to specific industry requirements.
Ginny Bergstrom
Health Insurance Specialist
Ginny focuses on individual and group health insurance solutions, including Medicare and Connect for Health Colorado marketplace plans. She maintains current knowledge of healthcare regulations and assists clients with policy comparisons using our proprietary Analyzers tool while providing ongoing support for coverage changes.
Marshall Sanders
Property & Casualty Broker
Marshall handles home, auto, and umbrella insurance policies with expertise in risk assessment for residential properties. He works with carriers like USLI and Foremost to secure competitive coverage options. Marshall assists clients with policy renewals and claims resolution while maintaining a focus on preventive risk management.
Questions
What types of insurance do you offer?
We provide home, auto, health, life, Medicare, dental, and business insurance through major carriers like United Healthcare, Anthem Blue Cross Blue Shield, and Progressive.
Are you licensed outside Colorado?
Yes, we hold licenses in 19 additional states including Arizona, Texas, Utah, and Nevada for multistate insurance services.
Do you charge fees for insurance services?
No, we receive compensation from insurance companies - clients only pay their policy premiums directly to carriers.
Can I get quotes online?
Yes, our self-service portal allows online quote comparisons for home, auto, and small business insurance without sales pressure.
How do you help with health insurance enrollment?
As a Connect for Health Colorado certified agency, we assist with marketplace enrollment, financial aid applications, and plan comparisons from providers like Kaiser Permanente and Cigna.
What community initiatives do you support?
We partner with Food For Thought Denver, sponsor local events, and organize employee volunteer days for community improvement projects.
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