Business Details
Your Trusted Insurance Partner in St. Louis
Alternatives Insurance Group has been serving clients across the St. Louis metro area with comprehensive insurance solutions. As an independent agency, we prioritize client needs by leveraging relationships with multiple insurance carriers to secure competitive pricing and tailored coverage options. Our team of experienced professionals specializes in personal and commercial insurance, including auto, home, renters, motorcycle, and specialty policies.We maintain a 24/7 online platform for policy adjustments while offering personalized support through local office locations. Our commitment to community-focused service ensures clients receive both expert guidance and responsive assistance for all insurance-related inquiries.
Services
Auto Insurance
Homeowners Insurance
Commercial Auto Insurance
Renters Insurance
Motorcycle Insurance
Bonds
Health Insurance
Farm Insurance
Dental Insurance
Recreational Vehicle Insurance
Highlights and features
- We offer competitive insurance rates with multiple companies
- Our independent agency provides personalized service
- We have relationships with dozens of insurance companies
- Available 24/7 for policy changes
- Experienced agents in the St. Louis area
Services
Auto Insurance
Our auto insurance policies protect against financial losses from accidents, theft, and vehicle damage. We offer liability, collision, and comprehensive coverage options with flexible payment plans. Clients receive personalized support from local agents to ensure proper coverage limits and policy customization.
Homeowners Insurance
Home insurance policies cover property damage from fire, weather events, and theft. We provide dwelling coverage, personal property protection, and liability insurance. Our agents help clients determine appropriate coverage amounts based on home value and individual needs.
Commercial Auto Insurance
Specialized insurance for business-owned vehicles including trucks, vans, and company cars. Coverage includes liability protection, cargo insurance, and vehicle damage reimbursement. We serve businesses of all sizes with customized fleet insurance solutions.
Renters Insurance
Affordable renters insurance protects personal belongings against theft and damage. Policies include liability coverage for accidents occurring in rental units. We offer easy online policy management and 24/7 claims reporting for tenant customers.
Motorcycle Insurance
Comprehensive motorcycle insurance covering collision damage, theft, and liability claims. We offer customized policies for various bike types including cruisers, sport bikes, and touring models. Additional coverage available for custom parts and accessories.
Questions
How do I get an insurance quote?
Submit our online quote form or contact your local Alternatives Insurance office. Our agents will help you compare rates from multiple carriers.
What insurance types do you offer?
We provide auto, home, renters, motorcycle, commercial auto, bonds, health, farm, dental, recreational vehicle, life, and flood insurance.
Can I modify my policy online?
Yes, use our 24/7 online portal for policy changes like adding vehicles, updating payment methods, or requesting coverage adjustments.
Are you available after business hours?
Our online system handles policy changes anytime. For urgent matters, contact your local office during regular business hours.
Do you serve areas outside St. Louis?
While based in St. Louis, we serve clients statewide through our network of local insurance professionals.
How do insurance claims work?
Report claims through our website or contact your assigned agent. We'll guide you through documentation requirements and processing timelines.
