Business Details
Your Trusted Denver Mortgage Broker - Personalized Loan Solutions
Yellowstone Mortgage has been serving Denver's mortgage needs for three decades. Our team specializes in creating customized loan solutions for first-time homebuyers, refinancing clients, and investment property investors. We differentiate ourselves through personalized service, direct access to experienced professionals like Dan Hagstrom, and our ability to shop multiple lenders for competitive rates.Our local expertise in Colorado's real estate market combined with access to diverse loan programs ensures clients receive tailored financial solutions. We provide comprehensive support throughout the loan process, including free credit counseling to help clients achieve optimal interest rates.
Services
FHA Loans
VA Loans
Conventional Loans
Investment Property Loans
Refinancing
Credit Guidance
Highlights and features
- 30 years of mortgage industry experience with personalized service
- Direct access to CEO Dan Hagstrom via personal cell phone
- Independent brokerage model with access to multiple lenders
- Free credit counseling to improve loan eligibility
- Specialized knowledge of Colorado's real estate market
Services
FHA Loans
FHA loans provide accessible mortgage options with 3.5% down payments and flexible credit requirements. Ideal for first-time buyers, these government-insured loans allow co-signers and down payment assistance programs. Our team specializes in navigating FHA loan complexities to help clients achieve homeownership with lower barriers to entry.
VA Loans
VA loans offer zero-down payment options for eligible veterans with reduced fees compared to conventional programs. We help military members and veterans access favorable terms through this specialized program. Our expertise ensures smooth processing for those utilizing their earned VA loan benefits for home purchases or refinancing.
Investment Property Loans
We provide financing solutions for rental properties and second homes with competitive rates. Our programs accommodate 20% down for rentals and 10% down for vacation homes. Investment property loans feature tailored terms to support real estate investors building diversified portfolios through strategic property acquisitions.
People
Dan Hagstrom
CEO and Founder
With 30 years in mortgage banking, Dan Hagstrom founded Yellowstone Mortgage to provide personalized loan solutions. He personally oversees client relationships and maintains direct availability through his cell phone for immediate assistance.
Questions
What mortgage loan types do you offer?
We offer FHA, VA, conventional, investment property, jumbo, USDA, construction, and home ready loans with specialized programs for first-time buyers and refinancing options.
How do you differ from traditional banks?
As an independent brokerage, we access multiple lenders' rate options unavailable at single-institution banks. Our personalized service includes direct communication with loan officers and free credit counseling.
Do you help clients with low credit scores?
Yes, we offer free credit guidance to improve loan eligibility. Some programs accept scores as low as 580, and we help clients understand mortgage-specific credit requirements versus general credit scores.
Can I get down payment assistance?
Yes, we offer government-backed programs with down payment assistance through small second mortgages. These options require minimum $1,000 down payments and have income restrictions based on local guidelines.
How quickly can you process a loan?
We prioritize fast processing while maintaining compliance. Our team works efficiently from application through closing, with direct communication channels to address questions promptly and avoid institutional delays.
