Business Details
Trusted Mortgage Brokers in Colorado, Florida, Nebraska & Texas
Golden Lenders has been a trusted partner in mortgage financing for over 25 years, dedicated to making homeownership accessible to all. Our team of seasoned professionals specializes in navigating the complexities of mortgage lending, offering personalized guidance to first-time buyers, veterans, and individuals with unique financial situations. We operate across Colorado, Florida, Nebraska, and Texas, providing tailored solutions that include conventional loans, FHA and VA programs, down payment assistance, and specialized financing for medical professionals and asset-based borrowers.Our commitment to education empowers clients to make informed decisions, while our 24/7 availability ensures support whenever needed. With a focus on overcoming credit challenges and a track record of fast approvals, we pride ourselves on turning homebuying dreams into reality through innovative programs like lease-to-own and tiny home financing.
Services
Conventional Loans
FHA Loans
VA Loans
Down Payment Assistance
Doctor Loans
Asset Depletion Program
Tiny Home Financing
Lease-to-Own
Reverse Mortgages
Jumbo Loans
Highlights and features
- We have over 25 years of experience in mortgage lending across four states.
- We work with borrowers of all credit profiles, including credit-challenged applicants.
- Our team provides 24/7 availability for mortgage guidance and support.
- We offer specialized loan education to simplify complex financing processes.
- We guarantee fast approvals through streamlined mortgage application workflows.
What people say
Trusted mortgage business
Answered all questions
Responsive team
Smooth process
Happy clients
Services
Conventional Loans
Private, non-government-backed mortgages requiring as little as 3% down. We shop multiple lenders to find competitive rates tailored to your financial profile, ideal for borrowers with strong credit seeking flexibility in loan terms.
FHA Loans
FHA-insured loans with 3.5% down payments and lenient credit requirements. Designed for first-time buyers and those rebuilding credit, these loans offer accessible pathways to homeownership with competitive interest rates.
VA Loans
Zero-down payment loans guaranteed by the U.S. Department of Veterans Affairs. Available to eligible service members and veterans, these loans provide favorable terms, no private mortgage insurance requirements, and flexible qualification standards.
Doctor Loans
Specialized financing for medical professionals with up to $1.5 million loan limits and minimal down payments. Tailored for doctors, dentists, and nurses managing student debt, offering flexible income verification and competitive rates.
Asset Depletion Program
Mortgages using liquid assets as income verification for self-employed or high-net-worth borrowers. Allows financing up to $5 million with no income documentation, ideal for investors or foreign nationals with substantial savings.
People
David J. Robbins
Principal
With 25 years in mortgage lending, David leads Golden Lenders as a trusted expert in residential and investment financing. He specializes in innovative solutions for veterans and credit-challenged borrowers while maintaining community involvement through homeownership education initiatives.
Ed Atkinson
Loan Consultant
A 19-year real estate veteran, Ed focuses on first-time buyer programs and FHA rehab loans. He prioritizes client education, explaining complex mortgage options clearly while supporting local causes through Meals on Wheels and community networking.
Questions
What mortgage loan types do you offer?
We provide conventional, FHA, VA, USDA, jumbo, reverse mortgages, doctor loans, asset depletion programs, and specialized financing for tiny homes and lease-to-own arrangements.
Can I qualify for a mortgage with bad credit?
Yes. We specialize in helping credit-challenged borrowers through FHA loans (580+ FICO), VA loans (550+ FICO), and alternative verification programs tailored to your financial situation.
How does the mortgage approval process work?
We start by reviewing your income, credit history, and property details. Our team then matches you with suitable loan programs, guides you through documentation, and expedites underwriting for fast approval.
Do you offer down payment assistance programs?
Yes. We connect borrowers with state and local programs requiring as little as 3.5% down, including grants and low-interest second mortgages to bridge funding gaps.
Are there mortgage options for medical professionals?
We offer doctor loans with up to $1.5 million financing, minimal down payments, and flexible debt-to-income ratios specifically designed for physicians, dentists, and other medical professionals.
Can I get pre-approved for a mortgage?
Yes. Our pre-approval process verifies your financial standing, helping you understand borrowing capacity and strengthening offers on prospective properties.
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