Business Details
50+ Years
experience
Your Trusted Independent Insurance Agency in Michigan
Founded in 1959, Metro Agency has established itself as a premier independent insurance agency serving Michigan and beyond. With over six decades of experience, our three-generation family business specializes in both commercial and personal insurance solutions, prioritizing client needs through honest, fair, and dedicated service. As licensed advisors, we represent top carriers like Progressive and Travelers, offering tailored coverage options while maintaining lifelong relationships with policyholders.Our team remains committed to providing comprehensive protection before, during, and after claims, ensuring clients feel secure in their insurance decisions. Operating across Michigan, Illinois, Ohio, Tennessee, and Iowa, we combine deep industry expertise with personalized service to meet diverse insurance needs.
Services
Business Owners Insurance
Business Auto Insurance
Commercial Umbrella Insurance
Flood Coverage
Umbrella Liability Policies
Homeowners Insurance
Auto Insurance
Collector Car Insurance
Wine Collection Coverage
Trampoline Liability Insurance
Details
- Year established: 1959
Highlights and features
- We offer over 65 years of independent insurance expertise
- Our agency represents multiple top-tier insurance carriers
- Dedicated team provides personalized policy solutions
- Licensed advisors specialize in commercial and personal lines
- Lifelong client relationships ensure continuous support
What people say
Above and beyond
Knowledgeable, patient, gracious
Saving money
Answered all questions
Met all commitments
Services
Business Owners Insurance
Protect your business with tailored insurance solutions covering property damage, liability, and operational risks. Our policies help Michigan businesses maintain continuity during unexpected events while meeting state-specific requirements. Dedicated advisors ensure comprehensive protection for growing enterprises.
Flood Coverage
Secure specialized flood insurance through the National Flood Insurance Program. We help homeowners and businesses in Michigan and surrounding states protect properties from water damage caused by natural disasters. Policies cover structural and content replacement costs exceeding standard policy limitations.
Umbrella Liability Policies
Expand personal and business liability protection beyond standard policy limits. Our umbrella policies provide financial security for high-risk scenarios, covering legal defense costs and settlements. Available as endorsements or standalone policies for comprehensive risk management.
Collector Car Insurance
Specialized insurance for classic and collector vehicles not covered under standard policies. We offer agreed-value coverage, spare parts protection, and show-day insurance for Michigan collectors. Policies account for unique storage and usage requirements of vintage automobiles.
Homeowners Insurance
Comprehensive protection for primary and secondary residences across five states. Policies include replacement cost coverage, personal liability protection, and additional living expenses during repairs. We help clients navigate coverage for trampolines, wine collections, and other specialty items.
Questions
What types of business insurance do you offer?
We provide Business Owners Policies, commercial auto, umbrella liability, flood coverage, and specialized insurance for industries like golf courses and restaurants.
Why choose an independent agency?
As an independent agency, we offer multiple carrier options including Progressive and Travelers, ensuring competitive rates and customized coverage solutions.
Do you offer flood insurance?
Yes, we provide flood insurance through the National Flood Insurance Program to protect homes and businesses in Michigan and surrounding states.
What is umbrella liability coverage?
Umbrella policies expand liability protection beyond standard auto, home, or business policies, covering legal costs and settlements up to $1 million or more.
Can I manage policies online?
Yes, our Service Center allows clients to report claims, pay bills, request documents, and make policy changes digitally for convenience.
