Business Details
22 Years
experience
Trusted Financial Advisory Services in Norfolk, VA
Financial Counselors Of VA is a fee-only, independent financial advisory firm dedicated to helping individuals and families achieve financial freedom. Founded in 2004, we specialize in developing complex financial strategies tailored to each client's unique goals, values, and lifestyle aspirations. Our team of certified professionals provides holistic financial planning, investment management, and personalized guidance to support long-term wealth growth and security. We prioritize building trust-based relationships, offering transparent advice aligned with clients' best interests.With expertise in retirement planning, tax optimization, estate strategies, and risk management, we empower clients to navigate financial complexities with confidence. Our commitment to exceptional service and over two decades of industry experience ensure clients receive customized solutions designed to fund the life they deserve. Headquartered in Norfolk, Virginia, we serve clients nationwide with a focus on military and federal employees, retirees, and families seeking comprehensive financial guidance.
Services
Retirement Planning
Investment Management
Tax Optimization
Estate Planning
Risk Management
Charitable Giving Strategies
Insurance Analysis
Federal Employee Benefits Guidance
Details
- Year established: 2004
Highlights and features
- We offer 20+ years of experience in personalized financial planning
- Our team includes CFP and EA certified financial professionals
- We provide comprehensive, holistic wealth management solutions
- We prioritize transparent, fee-only advisory services
- We specialize in military and federal employee financial planning
What people say
Exceptional client service
Personalized financial strategies
Expert guidance
Transparent advice
Long-term planning focus
Services
Retirement Planning
Our retirement planning service helps clients transform savings into reliable income streams. We develop customized strategies considering risk tolerance, time horizons, and lifestyle goals. Through comprehensive analysis and ongoing adjustments, we optimize Social Security benefits, pension plans, and investment portfolios to ensure financial security throughout retirement.
Investment Management
We provide tailored investment management solutions focused on asset allocation and diversification. Our approach combines expert research with risk assessment to create portfolios aligned with individual financial objectives. We continuously monitor market conditions and implement tax-efficient strategies to maximize long-term growth potential while managing downside risks.
Estate Planning
Our estate planning service helps preserve wealth for future generations through comprehensive strategies. We assist with wills, trusts, and beneficiary designations while optimizing tax efficiency. By coordinating legal documents with overall financial plans, we ensure smooth asset transfer while minimizing probate complexities and tax liabilities.
Tax Optimization
We implement proactive tax planning strategies to reduce lifetime tax burdens. Our services include Roth conversion planning, tax-loss harvesting, and income coordination. We analyze annual returns to identify savings opportunities and integrate tax-efficient approaches across investment, retirement, and estate planning strategies.
Federal Employee Planning
Specialized planning for military and federal employees covering TSP optimization, FERS pensions, and TRICARE. We analyze unique benefits packages and develop strategies for retirement, insurance, and career transition. Our guidance ensures clients maximize government-provided resources while creating personalized wealth management solutions.
People
Zach Tekamp
President & Wealth Advisor
Certified Financial Planner and Enrolled Agent with expertise in developing personalized financial strategies. Focuses on helping families achieve long-term financial goals through comprehensive planning and investment management.
Mark Tekamp
Chief Investment Strategist
Graduate of Virginia Tech with extensive experience in investment strategy and wealth management. Specializes in creating data-driven investment solutions tailored to client risk profiles and financial objectives.
Michael B. Broadhurst
Wealth Advisor
Certified Financial Planner with military service background. Focuses on translating complex financial concepts into actionable strategies for clients, particularly those with government employment backgrounds.
Stephen J. Coplon
VP of Finance
Brings entrepreneurial and accounting expertise to financial planning. Oversees firm operations while providing strategic financial guidance to clients with complex wealth management needs.
Margie Tekamp
Client Services Director
Ensures exceptional client experience through personalized service coordination. Manages client interactions and support processes to maintain the firm's high service standards.
Questions
What sets Heritage Wealth Management apart from other financial advisors?
We are a fee-only fiduciary firm with certified professionals providing personalized, comprehensive financial planning tailored to individual life goals and values.
Do you specialize in any particular financial planning areas?
We specialize in retirement planning, estate strategies, tax optimization, and serving military/federal employees, offering customized solutions for unique financial situations.
How does your investment management approach work?
We create diversified portfolios aligned with risk tolerance and goals, using ongoing monitoring and tax-efficient strategies to optimize long-term investment performance.
What experience does your team have?
Our team includes CFPs and financial experts with over 20 years of combined experience in wealth management, serving clients with complex financial planning needs.
How do you charge for your services?
We operate as a fee-only firm, charging transparent management fees based on assets under management, with no hidden costs or commission-based products.
Can you help with government employee benefits planning?
Yes, we specialize in TSP optimization, FERS pensions, and TRICARE planning for military and federal employees, creating comprehensive strategies for career transitions and retirement.
