Business Details
40 Years
experience
Your Trusted Insurance Partner in Richardson, TX
Assurnet Insurance Agency has served the insurance needs of Texas residents and businesses since 1986. As an independent agency, we prioritize personalized service by comparing policies across top carriers to deliver tailored coverage solutions. Our team of experienced professionals focuses on simplifying insurance through transparent communication and comprehensive risk assessments. With decades of local expertise, we specialize in personal, high-net-worth, and commercial insurance, including niche markets like trucking and specialty businesses.Our commitment to client education ensures customers understand their options while receiving competitive pricing. Headquartered in Richardson, Texas, we maintain a 4.9 Google rating through consistent, client-focused service delivery.
Services
Homeowners Insurance
Auto Insurance
Life Insurance
Umbrella Insurance
Business Insurance
High Net Worth Coverage
Renters Insurance
Motorcycle Insurance
Boat Insurance
Mexico Travel Insurance
Details
- Year established: 1986
Highlights and features
- We offer 38 years of Texas insurance expertise since 1986
- Our independent agency status provides access to multiple carriers
- Personalized policy comparisons ensure optimal coverage decisions
- 38% lower rates vs Allstate and 26% lower vs GEICO through competitive shopping
- Dedicated agents specialize in high-net-worth and commercial insurance
What people say
Excellent service
Professional agents
Best prices
Efficient processing
Personalized attention
Services
Homeowners Insurance
Protects residential properties against damage from covered perils like fire, storms, and theft. Includes dwelling coverage for structural repairs, personal property protection for belongings, and liability coverage for accidents occurring on the property. Policies can be customized with endorsements for high-value items and specialty risks.
Commercial Insurance
Comprehensive risk management solutions for businesses including general liability, property coverage, and workers' compensation. Tailored packages protect against industry-specific risks while ensuring compliance with regulatory requirements. Available for businesses from sole proprietorships to large corporations across Texas.
Umbrella Insurance
Provides additional liability coverage beyond standard auto and homeowners policies. Protects assets against catastrophic claims with coverage starting at $1 million. Particularly valuable for high-net-worth individuals and businesses facing significant liability risks.
High Net Worth Insurance
Customized insurance programs for affluent clients covering premium properties, valuable collections, and unique assets. Includes specialized coverage options for fine art, high-end vehicles, and luxury homes with personalized service from dedicated insurance professionals.
Life Insurance
Financial security solutions including term, whole, and universal life policies. Designed to protect dependents through mortgage coverage, college funding, and final expense planning. Policies can be structured to meet specific financial obligations and estate planning goals.
People
Mark Solomon
President / Owner
With over 35 years in the insurance industry, Mark established Assurnet Insurance Agency in 1986. He oversees agency operations and maintains direct client relationships, leveraging extensive experience in risk management solutions for Texas residents and businesses.
Lynn Solomon
Vice President
As agency co-leader, Lynn manages strategic operations and client relations. Her industry expertise spans personal and commercial insurance products, ensuring the agency maintains high service standards while adapting to evolving market conditions.
Denisse Mena
Personal Lines Manager
Denisse leads the personal insurance team with 15+ years of experience in homeowners and auto insurance. Clients praise her thorough policy explanations and ability to secure competitive coverage options tailored to individual needs.
Brenda Reyes
Personal Lines Agent
Specializing in long-term client relationships, Brenda has served Assurnet customers for over a decade. She focuses on policy renewals and modifications, maintaining consistent communication to ensure coverage evolves with clients' changing life circumstances.
Maribel Najera
Customer Service Representative
Maribel provides direct client support, assisting with policy inquiries and claims processing. Known for her responsiveness and multilingual capabilities, she helps clients navigate insurance complexities while maintaining high satisfaction ratings.
Questions
Will filing a claim automatically increase my insurance rates?
Not necessarily. While claims can impact premiums, we work with carriers to evaluate each situation individually. Liability claims must be reported, but we advocate for fair treatment during the process.
What's the difference between replacement cost and market value for home insurance?
Replacement cost covers rebuilding expenses including materials and labor, while market value reflects what your home would sell for. Insurance requires accurate replacement cost calculations to ensure proper coverage.
Do I need auto insurance if my vehicle is paid off?
Texas law requires minimum liability coverage regardless of loan status. Physical damage coverage becomes optional without a lender requirement, but we help assess risk factors to make informed decisions.
Can homeowners insurance cover special events like weddings?
Standard policies may provide limited event coverage. We offer specialized liability policies for events requiring higher protection levels, including liquor liability and additional insured requirements for venues.
What's scheduling in insurance terms?
Scheduling items like jewelry or fine art adds specific coverage for valuables leaving your premises. This provides tailored protection with defined limits and deductibles beyond standard policy coverage.
