Business Details
Your Trusted Financial Partner in Fall River
Established during the Great Depression by Fall River firefighters, our credit union was born from a need for accessible financial solutions in times of crisis. We began with humble origins, operating from a cigar box and a fire station locker, driven by a commitment to community service and mutual support. Over decades, we've grown while maintaining the personal touch and trust that defined our founders, expanding our membership to serve individuals across multiple counties in Massachusetts and Rhode Island. Our history of innovative member-focused services, from coal distribution in the 1930s to modern digital banking solutions, reflects our enduring dedication to financial empowerment. We prioritize character-based relationships over transactional interactions, ensuring every member receives personalized attention and fair treatment.With federal insurance backing through the NCUA, we combine stability with progressive financial tools like mobile banking and 24/7 account access. Our team of experienced professionals delivers expertise in lending, investment products, and financial education, helping members achieve milestones from homeownership to retirement planning. Recognized for security and accessibility, we maintain rigorous digital safeguards while continuously improving website usability for all visitors. Through radio programs like C U Wednesday, we extend our educational mission beyond banking, fostering community-wide financial literacy and empowerment.
Services
Checking Accounts
Savings Accounts
Home Equity Loans
Mortgage Loans
Business Banking
Digital Banking
Credit Cards
Financial Calculators
Loan Applications
Financial Education
Highlights and features
- We provide personalized financial solutions with over 90 years of community banking experience
- Our digital banking platform offers 24/7 account access and security protections
- We serve members across 7 Massachusetts and Rhode Island counties with local expertise
- Our loan specialists offer prompt approvals and customized home equity financing options
- We maintain federal insurance coverage up to $250,000 through the NCUA
Associations and certifications
- National Credit Union Administration
Services
Personal Banking
We offer checking and savings accounts, share certificates, IRAs, and digital banking tools with personalized service. Our members access Visa debit cards, mobile banking, and overdraft protection. Accounts feature competitive rates, low minimums, and no hidden fees.
Home Equity Loans
Our home equity loans and HELOCs provide flexible financing for home improvements, education, or debt consolidation. We offer fixed and variable rates, prompt approvals, and financing up to 80% of appraised value for owner-occupied properties with competitive terms.
Mortgage Loans
We provide mortgage solutions for home purchases and refinancing with personalized guidance from experienced loan officers. Our programs include fixed and adjustable rate options tailored to different financial situations and homeownership goals.
Business Banking
Our business checking accounts and merchant services support small and medium enterprises with digital tools, debit cards, and transaction benefits. We offer specialized solutions for business cash flow management and growth financing.
Financial Education
Through C U Wednesday radio programs and online resources, we deliver financial literacy education covering budgeting, investing, and major life financial decisions. Our tools help members make informed financial choices at every stage.
Questions
What areas do you serve?
We serve residents and businesses in Bristol, Plymouth, Barnstable, and Dukes counties in Massachusetts, plus Kent, Providence, Bristol, and Newport counties in Rhode Island.
How can I access my accounts after hours?
Our Member Link Plus digital banking provides 24/7 access to account management, bill payment, and mobile check deposit through desktop or mobile devices.
What loan types are available?
We offer home equity loans, mortgages, auto loans, personal loans, and business checking accounts with competitive rates and personalized underwriting.
Are my deposits insured?
Yes, your savings are federally insured up to $250,000 through the National Credit Union Administration (NCUA), a U.S. government agency.
How do I report a lost debit card?
Call 1-866-820-9790 immediately to report lost or stolen ATM/debit cards for immediate assistance and card replacement.
Do you offer business banking solutions?
Yes, we provide business checking accounts, merchant services, and commercial financing options tailored to small and medium-sized businesses' needs.