Business Details
Your Trusted Partner for Personal & Business Banking Solutions
Bristol County Savings Bank has served communities in Southeastern Massachusetts and Rhode Island for over 175 years, offering comprehensive personal, small business, commercial, and government banking solutions. Our locally-based team prioritizes community development, economic growth, and financial education while delivering trusted services like checking and savings accounts, mortgages, commercial loans, and cash management. With 17 full-service branches and a commitment to digital innovation, we combine time-tested expertise with modern convenience through online banking, mobile apps, and 24/7 fraud protection.Our FDIC-insured products and SBA lending programs support individual financial goals and business expansion, while our community initiatives focus on affordable housing, youth programs, and local economic development. As a customer-centric institution, we maintain transparent communication channels, personalized support, and a deep understanding of regional market needs to ensure long-term financial success for our clients.
Services
Checking Accounts
Savings Accounts
Credit Cards
Personal Loans
Mortgages
SBA Loans
Commercial Loans
Cash Management
Home Equity Loans
Digital Banking
Highlights and features
- We offer 175+ years of local banking expertise and community commitment.
- Our FDIC-insured products protect your deposits with federal backing.
- We provide SBA loan programs tailored for small business growth.
- Our digital banking platform offers 24/7 account access and security controls.
- Local decision-making ensures personalized service for regional clients.
Associations and certifications
- FDIC
What people say
Trusted local bank
Knowledgeable team
Responsive assistance
Low interest loans
Personalized support
Services
Express Business Loans
Our Express Business Loans provide fast access to capital up to $150,000 for small businesses. The streamlined application process delivers decisions in minutes through digital platforms. These short-term solutions help companies manage cash flow, purchase inventory, or cover operational expenses with flexible repayment terms.
Commercial Mortgage Loans
We offer tailored commercial mortgage solutions for businesses purchasing or refinancing property. Our local lenders evaluate each client's unique needs, providing competitive rates and terms for real estate investments. This service supports long-term business growth through secure property ownership.
Digital Banking
Our digital banking platform enables 24/7 account management with features like mobile check deposit, bill payment, and customizable fraud alerts. Users maintain full control over transaction limits and receive real-time notifications. The secure system integrates with mobile apps for convenient financial management.
SBA Loans
SBA loan programs provide favorable terms for small business expansion, equipment purchases, and working capital. Our experienced lenders guide clients through the application process, leveraging government guarantees to offer competitive rates and extended repayment periods for qualifying businesses.
Cash Management
Our cash management solutions include ACH processing, remote deposit capture, and positive pay services. These tools help businesses streamline financial operations, reduce fraud risk, and improve liquidity management through automated payment systems and reconciliation services.
People
Louis M. Ricciardi
President & Chief Executive Officer
Louis M. Ricciardi leads Bristol County Savings Bank with over 30 years of financial leadership experience. He oversees strategic direction while maintaining community engagement initiatives. His expertise in regional banking drives the institution's commitment to local economic development.
Dean R. Larabee III
Chief Operating Officer and Chief Compliance Officer
Dean R. Larabee III manages daily operations and ensures regulatory compliance across all banking services. With extensive risk management experience, he maintains the bank's adherence to financial regulations while supporting service quality improvements for personal and business clients.
Carl M. Begin
Senior Vice President and Director of Financial Planning
Carl M. Begin specializes in comprehensive financial planning strategies for individuals and businesses. He leads wealth management initiatives, focusing on retirement planning and investment solutions that align with clients' long-term financial goals.
Jeff Bradley
Senior Vice President, Senior Community Relations Officer
Jeff Bradley spearheads community development programs and charitable initiatives. He connects local organizations with financial resources while promoting financial literacy programs that benefit residents across Southeastern Massachusetts and Rhode Island.
Stacie Long
1st Vice President/Government Banking Officer
Stacie Long specializes in municipal banking solutions, helping local governments manage public funds effectively. She develops cash management systems that meet regulatory requirements while maximizing returns for taxpayer resources.
Questions
What personal banking services do you offer?
We provide checking and savings accounts, credit cards, personal loans, and mortgage financing options for individual customers.
How can small businesses apply for loans?
Businesses can apply online for Express Loans up to $150,000 or contact relationship managers for customized lending solutions.
Do you offer commercial real estate financing?
Yes, our commercial mortgage loans support property purchases and refinancing for business owners across our service area.
What digital banking features are available?
Our platform includes mobile check deposit, bill payment, fraud alerts, and customizable transaction controls through online and mobile banking.
How does the bank support local communities?
We invest in affordable housing, youth programs, and economic development through grants, sponsorships, and specialized financial services.
What cash management tools exist for businesses?
We offer ACH processing, remote deposit capture, positive pay services, and reconciliation tools to streamline business financial operations.
