Business Details
41 Years
experience
Your Trusted Mortgage Partner in San Mateo
Founded in 1985, Mortgage Services has established itself as a trusted mortgage brokerage and lending firm serving California residents. Our team of seasoned professionals specializes in delivering a comprehensive range of residential first and second lien loan products, including conventional, jumbo, FHA, VA, USDA, and specialized financing options. Located in downtown San Mateo, we leverage automated underwriting systems and decades of industry expertise to provide competitive pricing and personalized service.With a California Bureau of Real Estate License (#01866151) and a commitment to timely service delivery, we prioritize client satisfaction through transparent communication and tailored mortgage solutions. Our track record of steady growth reflects our dedication to helping clients achieve homeownership goals while maintaining strict compliance with regulatory standards.
Services
Conventional Loans
Jumbo Loans
Challenged Credit Loans
High Debt Ratio Loans
Second Mortgage Loans
Construction Loans
Investor Loans
Refinance Loans
VA Loans
FHA Loans
Details
- Year established: 1985
Highlights and features
- We have 40+ years of experience in residential mortgage lending.
- Our team offers competitive pricing on diverse loan products.
- We provide automated underwriting for faster loan approvals.
- Our staff maintains California Bureau of Real Estate licensing.
- We specialize in tailored solutions for unique credit situations.
Associations and certifications
- State of California Bureau of Real Estate License #01866151
What people say
Extremely helpful
Very proactive
Competitive terms
Satisfied customers
Professional assistance
Services
Conventional Loans
Standard mortgage products requiring 5% down payment with competitive interest rates. Ideal for borrowers with fair-to-good credit seeking fixed or adjustable rate options for primary residences.
Jumbo Loans
30/15-year fixed-rate and ARM products for high-value properties. Available with full, alternate, or limited documentation options for single-family homes, condos, and investment properties.
Challenged Credit Loans
Specialized programs for borrowers with credit scores below 620. Offers pathway to homeownership through tailored underwriting and flexible qualification criteria for damaged credit situations.
Construction Loans
Financing covering up to 90% of land and construction costs. Features one-time closing options and competitive ARM products for new home construction projects.
Second Mortgage Loans
Subordinate financing options for home improvements or debt consolidation. Allows borrowers to access equity without disturbing existing low-rate primary mortgages.
Questions
What loan programs do you offer?
We offer conventional, jumbo, FHA, VA, USDA, construction, second mortgages, and specialized loans for unique credit situations.
How can first-time homebuyers benefit?
First-time buyers access competitive rates and down payment assistance programs through our FHA and conventional loan options.
Do you work with military veterans?
Yes, we specialize in VA loans with zero down payment options and IRRRL refinancing for eligible veterans and active-duty personnel.
How do you handle credit challenges?
Our challenged credit programs accommodate scores below 620 with tailored solutions for bankruptcy, foreclosure, or short sale situations.
What areas do you serve?
We provide mortgage services throughout California with local expertise in the San Mateo real estate market.
